insideARM Weekly Recap – Week of December 2nd, 2024
Even at otherwise slow times of year it can seem like the news affecting the collections space moves at a mile a minute. Our weekly recap of top stories will...
Debt Collection
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TrueAccord’s Recent Litigation Win: Email Is Always Convenient
TrueAccord is at the forefront of defending litigation related to digital communications in debt collection and its recent victory in the Southern District of Florida is a resounding victory for...
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Opinion: Recent Critique of the CFPB Undermines Consumer Protections
The recent article criticizing the Consumer Financial Protection Bureau (CFPB) reflects a deeply flawed understanding of the agency’s purpose, achievements, and statutory foundation. Worse yet, it appears to push a...
Credit Card Charge-Offs and Delinquencies Hit 13-Year High, Are They Peaking?
Credit card charge-offs and credit card loan delinquencies hit a 13-year high, according to the Federal Reserve’s third-quarter report. Third-quarter 2024 data reveals that credit card charge-offs increased to 4.65%,...
insideARM Weekly Recap – Week of November 18th, 2024
There’s never a dull moment in news affecting the ARM industry; it can be overwhelming, but insideARM has you covered. Our weekly recap of top stories will give you the...
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The Department of Government Efficiency Should Look Closely at the CFPB
The Consumer Financial Protection Bureau (CFPB) was created in 2011, an outsized and clumsy attempt by intellectuals in Washington D.C. to respond meaningfully to the mortgage crisis that crippled the...
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California Expands Rosenthal Act to Cover ‘Small Business’ Debt Collection
California Gov. Gavin Newsom recently signed SB 1286 amending the Rosenthal Fair Debt Collection Practices Act’s coverage to certain commercial debt. Prior to this amendment, the RFDCPA’s restrictions applied only to certain...
insideARM Weekly Recap – Week of November 4th, 2024
News in the ARM industry moves at lightning speed; determining what's important and what’s just noise can be challenging. This is why the editorial team at insideARM sifts through all...
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Rulemaking by Advisory Opinion: Like Making Turducken without a Recipe, Part 2
In Part one, we examined three of the requirements the CFPB’s Advisory Opinion on the Deceptive and Unfair Collection of Medical Debt imposed on debt collectors. Since that article was published,...
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FCC sets April 15 as effective date for new robocall rules
The FCC set April 11, 2025 as the effective date for new rules designed to make it easier for consumers to revoke consent for calls and texts subject to the Telephone Consumer...