Collection Agency Wins FDCPA Case Against Plaintiff Without an Account

In a recent opinion issued by the U.S. District Court for the District of New Jersey in Benali v. Afni, Inc. (United States District Court, D. New Jersey, Case No. 15-3605), Judge Brian R. Martinotti granted a Motion for Summary Judgment in favor of defendant Afni, Inc., saying the collection agency did not violate the Fair Debt Collection Practices Act (FDCPA) because the plaintiff in the case didn’t have an account and thus didn’t have standing because it did not suffer an injury.

A copy of the opinion can be found here.

Background

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