FDCPA News

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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BREAKING: 11th Circuit Holds Transmitting Data to Mail Vendor is Unauthorized Third-Party Disclosure

21 April 2021

CFPB has Busy April - Reaches Agreements for Fines and Penalties with Two Organizations

21 April 2021

3rd Cir. Holds No FDCPA Violation When Non-Interest-Bearing Debt Itemized ‘$0.00’ for Interest

21 April 2021

Landmark Victory! Debt Collector Did Not Deceive Debtor Who Refused to Give Name

14 April 2021

Regulation F FAQ: Disputes

24 March 2021

Regulation F FAQ: Itemization Dates

22 March 2021

Does Sending Consumer Data to a Mail House Violate Third-Party Disclosure Rules?

15 March 2021

CFPB Debt Collection Rule Alert: 11 Whopping Misstatements You Need to Know About

9 March 2021

What the CFPB’s New Debt Collection Rules Mean for Creditors and First-Party Servicers (sponsored)

25 February 2021

Can We Say Goodbye to Six-Figure Emotional Distress Jury Awards? The Future of Actual Damages Awards in Light of the Seventh Circuit’s Standing Decisions

9 February 2021