The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
12 February 2019
11 February 2019
7 February 2019
6 February 2019
4 February 2019
30 January 2019
29 January 2019
24 January 2019
23 January 2019
22 January 2019
17 January 2019
14 January 2019
10 January 2019
7 January 2019
19 December 2018
12 December 2018
5 December 2018
4 December 2018
27 November 2018
26 November 2018