FDCPA News RSS Feed

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

See all Topics

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Third Circuit Confirms Collectors Can Rely on Court Records

7 February 2023
[Image by creator Argus from AdobeStock]

Lack of Notice of Bankruptcy Filing Proves Fatal to FDCPA Claim

25 January 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Actions are Louder than Words- 4th Circuit Kicks Case Back to State Court.

24 January 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Court Finds Letter to Debtor is Not a Debt-Collection Communication Under the FDCPA

18 January 2023
[Image by creator alswart from AdobeStock]

Tenth Circuit Affirms Dismissal of FDCPA Mailer-Vendor Claims

11 January 2023
A spiral pad with the word "UPDATE" and a hand-drawn bar that is half filled and the word "loading" underneath [Image by creator Marco2811 from AdobeStock]

Looking Back on 2022: A Dynamic Year for the ARM Industry

19 December 2022
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Ninth Circuit Affirms Award of Attorneys’ Fees in FDCPA Matter

12 December 2022
A white computer keyboard with a large green key that says "Payment" [Image by creator ArtemSam from AdobeStock]

Breaking Down the CFPB's Opinion on Convenience Fees [Sponsored]

8 December 2022
[Image by creator enterlinedesign from AdobeStock]

Multiple Settlement Offers in One Letter are not Misleading

5 October 2022
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Court Grants Debt Collector Summary Judgment in FDCPA Claim Based on Collection Letter With Multiple Addresses

3 October 2022
A blackboard with x's and o's depicting a football play [Image by creator yeyen from AdobeStock]

How to Defeat FDCPA Lawsuits Today: New Strategies + Proven Techniques [Video]

28 September 2022
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Tenth Circuit Finds that Materiality Must be Determined Through the Perspective of the Reasonable Consumer

13 September 2022
[Image by creator Frank Fennema from AdobeStock]

Hunstein Isn't Over: 4 Things You Need to Know

12 September 2022
File drawer with one folder in focus, labeled "Dismissed" [Image by creator tashatuvango from AdobeStock]

5th Cir. Dismisses FDCPA Case on Standing Grounds in Class Cert. Appeal

29 August 2022
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Court Finds Servicer’s Neutrally-Worded Voicemail Advising of Payment Options Does Not Constitute Debt Collection

11 August 2022
Referee indicating timeout [Image by creator sixdays from AdobeStock]

CFPB Prioritizing Enforcement Over Education

10 August 2022
4 Businesspeople in a thinking pose, each with a question mark floating above their head [Image by creator metamorworks from AdobeStock]

Debunking Three Compliance Myths Regarding Texting in Collections & Recovery

9 August 2022
[Image by creator dvalmas from AdobeStock]

Court Finds Entity Partnering With Medical Provider Does Not Qualify as a Debt Collector Under the FDCPA

3 August 2022
[Image by creator Krasimira Nevenova from AdobeStock]

CFPB Releases Reg F Guidance

2 August 2022
File drawer with one folder in focus, labeled "Dismissed" [Image by creator tashatuvango from AdobeStock]

Hunstein Copycat Suit Fails Where Data Sent to Vendor is Secure

20 July 2022

About

News RSS Feed



insideARM is a publication of The iA Institute.

Copyright insideARM LLC. All rights reserved.