insideARM maintains a FDCPA resource page to provide the ARM community a destination for timely and topical information on The Fair Debt Collection Practices Act (“FDCPA”). This page is generously supported by TransUnion

See it here or find it in our main navigation bar from any page on You may click on the link in the chart for the complete text of the decision. Where insideARM has already published a story on the case you can click a link to the earlier story.

The centerpiece of the page is a chart of significant FDCPA cases. Case information and analysis is provided by Joann Needleman, Clark Hill attorney and leader of the firm’s Consumer Financial Services Regulatory & Compliance Group. 

January FDCPA Cases in the Spotlight

January’s FDCPA-related cases include some positive outcomes and some negative outcomes for the industry. Don’t miss any FDCPA-relevant cases. You can find updated coverage of the most recent, relevant cases at the insideARM FDCPA page, including details on:

Judd v. Credit Control, Mo. District Court

The gist: Missouri court held that subsequent debt collector that was acquired by previous debt collection does not have to send 1692g disclosure.

Todd. V. United States Bank, Pa. District Court

The gist: The court found that the Rocker-Feldman doctrine applies and challenges to costs, fees and interest on a default judgment and writ of execution should have been challenged in state court. Editor’s Note: The Rocker-Feldman doctrine holds that lower United States federal courts—i.e., federal courts other than the Supreme Court—should not sit in direct review of state court decisions unless Congress has specifically authorized such relief.

Halberstam V. Global Credit & Collection Corp., N.Y. District Court

The gist: Telephone call to debtor answered by a third party, where name and number was left (but no ID that debt collector), was deemed a communication under the FDCPA because it induced consumer to contact debt collector. Summary judgment was granted in the consumer’s favor.

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