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John Rossman

Attorney
Moss & Barnett, P.A.

John K. Rossman is a shareholder and Chair of the Creditors' Remedies Practice Group at Moss & Barnett, P.A. Mr. Rossman is a nationally acclaimed authority on the Fair Debt Collection Practices Act and the labyrinth of laws that impact the debt industry. He is a counselor and advisor to national and international companies and noted for his intelligent, creative and successful representation of collection agencies, debt buyers, creditors and fellow attorneys in cases across the country.

Recent Posts

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“Frequent Filer” FDCPA Cases Defeated With Trifecta of Victories

While class action lawsuits are typically associated with hefty litigation expenses, consumer attorneys repeatedly filing boilerplate cases may be just as disruptive. In Tennessee, consumer attorneys recently filed dozens of nearly identical FDCPA lawsuits against debt collectors, debt buyers and collection attorneys. A trifecta of wins should prevent future “frequent filer” FDCPA lawsuits in Tennessee and other jurisdictions.

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Changes to the FDCPA That Will Redefine Debt Collection

There are a number of Congressional efforts underway to amend the Fair Debt Collection Practices Act (FDCPA). But the first changes in the rules governing debt collectors are not likely to come from legislative fixes. The CFPB, with the release of its advance notice of proposed rulemaking, will probably beat lawmakers to the punch. What changes are probably coming?

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“Precollect” Causes FDCPA Heartburn for Collectors and Creditors

Creditors seeking to reduce collection costs often ask collection agencies for “precollect” efforts at a discount from normal contingent fee rates. Some collection agencies provide lettering services — with all calls and payments directed to the creditor — at a flat rate per letter or account. Unfortunately, the FDCPA prohibits such flat fee arrangements in some circumstances.