Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Consumer Debt Delinquencies Continued Broad Decline in Third Quarter

8 January 2015

Credit Card Markets Rebound as U.S. Economy Improves

19 December 2014

Potential ARM Game Changers to Watch for in 2015

18 December 2014

Big Shifts in Debt by Age: A Very Literal Interpretation of Knowing Your Debtor

17 December 2014

Job Gains Soar in November as Unemployment Rate Stays at 5.8 percent

5 December 2014

National Mortgage Delinquency Rate Declines: TransUnion

19 November 2014

U.S. Adds 214,000 Jobs in October; Unemployment Falls to 5.8 percent

7 November 2014

Economic Growth Remained Robust in Third Quarter; GDP Up 3.5%

31 October 2014

Consumer Relations Consortium Sponsors 43rd Annual Consumer-Action Awards Event

27 October 2014

Share of Debt Types of Youngest and Oldest Consumers Changed Dramatically in Last Decade

8 October 2014

Consumer Delinquencies Fall Nearly Across the Board in Second Quarter

7 October 2014

Important Factors for ARM Professionals Formulating 2015 Budgets and Strategic Plans

6 October 2014

U.S. Unemployment Rate Crosses the 6% Threshold: 5.9% for September

3 October 2014

Fast Tracks for ARM Executives

19 September 2014

Kaulkin Ginsberg Kicks Off Fall 2014 Research Fellows Program

29 August 2014

Court Ruling May Pave Way for Some Student Loan Discharge in Bankruptcy

28 August 2014

A Culture of Unaccountability Regarding Consumer Debt

12 August 2014

Study Shows Collection Agencies Recovering More Debt at Lower Pay with Fewer Collectors

5 August 2014

U.S. Adds 209,000 Jobs in July; Unemployment Rate Ticks Up to 6.2%

1 August 2014

U.S. Economy Rebounds in Q2; GDP Grows by 4 percent

30 July 2014