Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.
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U.S. Adds 252,000 More Jobs in December to Cap Best Growth in 15 Years
9 January 2015
Consumer Debt Delinquencies Continued Broad Decline in Third Quarter
8 January 2015
Credit Card Markets Rebound as U.S. Economy Improves
19 December 2014
Potential ARM Game Changers to Watch for in 2015
18 December 2014
Big Shifts in Debt by Age: A Very Literal Interpretation of Knowing Your Debtor
17 December 2014
Job Gains Soar in November as Unemployment Rate Stays at 5.8 percent
5 December 2014
National Mortgage Delinquency Rate Declines: TransUnion
19 November 2014
U.S. Adds 214,000 Jobs in October; Unemployment Falls to 5.8 percent
7 November 2014
Economic Growth Remained Robust in Third Quarter; GDP Up 3.5%
31 October 2014
Consumer Relations Consortium Sponsors 43rd Annual Consumer-Action Awards Event
27 October 2014
Share of Debt Types of Youngest and Oldest Consumers Changed Dramatically in Last Decade
8 October 2014
Consumer Delinquencies Fall Nearly Across the Board in Second Quarter
7 October 2014
Important Factors for ARM Professionals Formulating 2015 Budgets and Strategic Plans
6 October 2014
U.S. Unemployment Rate Crosses the 6% Threshold: 5.9% for September
3 October 2014
Fast Tracks for ARM Executives
19 September 2014
Kaulkin Ginsberg Kicks Off Fall 2014 Research Fellows Program
29 August 2014
Court Ruling May Pave Way for Some Student Loan Discharge in Bankruptcy
28 August 2014
A Culture of Unaccountability Regarding Consumer Debt
12 August 2014
Study Shows Collection Agencies Recovering More Debt at Lower Pay with Fewer Collectors
5 August 2014
U.S. Adds 209,000 Jobs in July; Unemployment Rate Ticks Up to 6.2%
1 August 2014