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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Consumer Sentiment Towards Financial Futures Positive: Encore Capital Group's Economic Freedom Study

2 December 2021
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CAS Anticipates Robust M&A Market for Outsourced Business Services in 2021

29 January 2021
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Next COVID Package Negotiations: What's the Likelihood?

23 November 2020
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Collection Executives Need to Enter This Tax Season with a Great Deal of Caution

16 January 2019
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A New Debt Milestone in Q1 2017 (But Not Really)

24 May 2017
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Offshore Collection Work May Soon Carry New Consequences

9 March 2017

CFPB Plans Public Meeting on Debt Collection

17 October 2016

Brexit’s Effect on the U.S. ARM Industry

28 June 2016

China’s Non-Performing Loans Revisited

6 June 2016

Harvard Study Finds New Regulations Are Affecting Consumer Access to Credit

5 May 2016

Poll: Two-Thirds of Teens See Borrowers, Not Government, Responsible for Paying Off Student Loan Debt

21 March 2016
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The Little Engine That CAN Make a Difference

10 March 2016

IACC: 2016 Could Bring Significant Industry Changes – and Opportunities for Businesses that Adapt

2 March 2016

Empirical Evidence Suggests Dodd-Frank Has Led to 14.5 Percent Drop in Consumer Credit

28 January 2016
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ACA International Report: Third-Party Debt Collection Keeps Credit-Based Economy Thriving

26 January 2016

Getting to Know the Utilities Industry

16 November 2015

The Effect of Switching from a Brunner to a Totality Test for Student Loan Bankruptcy

28 October 2015

CFPB Director Richard Cordray Addresses Consumer Advisory Board

23 October 2015

Alternative Lending: The New Frontier for the ARM Industry?

12 October 2015

New Academic Paper Urges CFPB to Carefully Consider Impact of Potential New Debt Collection Regulations

30 September 2015

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