Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.
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![[Image by creator Frank Fennema from AdobeStock]](/media/images/AdobeStock-caution-careful-cautious.max-80x80_hazQbug.jpg)
Collection Executives Need to Enter This Tax Season with a Great Deal of Caution
16 January 2019
![[Image by creator Bits and Splits from AdobeStock]](/media/images/AdobeStock-milestone-cross-threshold-achieve-s.max-80x80_sbCvSKu.jpg)
A New Debt Milestone in Q1 2017 (But Not Really)
24 May 2017
![Large wall mural of the world's continents in red, surrounded by black and white illustrated icons like a laptop, folder, chart, email, pyramid, lightbulb, etc. [Image by creator Robert Kneschke from AdobeStock]](/media/images/imported-post-thumbnail-23509.max-80x80_ojqwnhm.jpg){kind=small}
Offshore Collection Work May Soon Carry New Consequences
9 March 2017
CFPB Plans Public Meeting on Debt Collection
17 October 2016
Brexit’s Effect on the U.S. ARM Industry
28 June 2016
China’s Non-Performing Loans Revisited
6 June 2016
Harvard Study Finds New Regulations Are Affecting Consumer Access to Credit
5 May 2016
Poll: Two-Thirds of Teens See Borrowers, Not Government, Responsible for Paying Off Student Loan Debt
21 March 2016
![Black keyboard with one large red key that says "Opinion" [Image by creator tashatuvango from AdobeStock]](/media/images/imported-post-thumbnail-23495.max-80x80_xQE8NxW.jpg){kind=small}
The Little Engine That CAN Make a Difference
10 March 2016
IACC: 2016 Could Bring Significant Industry Changes – and Opportunities for Businesses that Adapt
2 March 2016
Empirical Evidence Suggests Dodd-Frank Has Led to 14.5 Percent Drop in Consumer Credit
28 January 2016
![[Image by creator James Steidl from AdobeStock]](/media/images/imported-post-thumbnail-23326.max-80x80_tEAYqC8.jpg)
ACA International Report: Third-Party Debt Collection Keeps Credit-Based Economy Thriving
26 January 2016
Getting to Know the Utilities Industry
16 November 2015
The Effect of Switching from a Brunner to a Totality Test for Student Loan Bankruptcy
28 October 2015
CFPB Director Richard Cordray Addresses Consumer Advisory Board
23 October 2015
Alternative Lending: The New Frontier for the ARM Industry?
12 October 2015
New Academic Paper Urges CFPB to Carefully Consider Impact of Potential New Debt Collection Regulations
30 September 2015
DBA International Commends George Mason University for Report on the Law and Economics of Consumer Debt Collection and its Regulation
30 September 2015
United Debt Holding Selected to Receive 2015 Best of Business Award in Castle Rock, CO
28 September 2015
As Economy Improves, Collectors Need Fresher, Expanded Data Sets, TransUnion Says
3 September 2015
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