Telecom Debt Archives

October 10, 2022 by Stefanie H Jackman in Legislative Updates

Proposed Legislation Would Allow Furnishing Utility and Phone Bills to Credit Reporting Agencies

On September 26, Representative French Hill (R-AR) introduced new legislation, H.R. 8985, also known as the Credit Access and Inclusion Act of 2022, to amend the Fair Credit Reporting Act...

April 26, 2022 by Missy Meggison in CFPB

CFPB Claims Oversight Over More Entities Including Fintechs; Says it Will Publish Supervisory Determinations

On April 25, 2022, the Consumer Financial Protection Bureau (CFPB) announced that it plans to use its supervisory authority to examine any nonbank financial company that poses a risk to...

November 16, 2020 by Katie Grzechnik Neill in CFPB

Afni Settles with CFPB Over Credit Reporting Practices

On Thursday, the Consumer Financial Protection Bureau (CFPB or Bureau) announced that it settled with Afni, Inc., a debt collector, for credit reporting practices. The settlement includes the imposition of...

September 21, 2020 by Joann Needleman in COVID-19

Credit Eco To Go: A State of the ARM Industry Discussion

Editor's note: This podcast episode is provided through an exclusive industry partnership between insideARM and Clark Hill, PLC. Podcast host Joann Needleman, a leading financial services attorney and member of the iA Legal Advisory...

July 16, 2020 by Katie Grzechnik Neill in Collection Laws and Regulations

Legal-Related Language in Collection Letters, and How N.D. Illinois Can't Make Up Its Mind

There have been several court decisions to come down the pipeline regarding legal-related language and disclosures in collection letters. For example, the Southern District of New York recently dismissed a complaint...

August 14, 2018 by Katie Grzechnik Neill in Collection Laws and Regulations

Another Court Agrees with Second Circuit- No Unilateral Revocation of TCPA Consent

Companies attempting to navigate the waters of consent revocation in the Telephone Consumer Protection Act (TCPA) context received some relief in Reyes v. Lincoln Automotive Fin. Servs., 861 F.3d 51...

May 9, 2018 by Katie Grzechnik Neill in Collection Laws and Regulations

Mistaken Identity and the FDCPA and FCRA

In March, the District of Oregon reviewed whether a situation of mistaken identity rises to the level of an FDCPA and FCRA violation. Under the facts of Drake v. Enhanced...

November 30, 2017 by Rozanne Andersen in Collection Laws and Regulations

BREAKING NEWS: Industry-Friendly Decision in VoIP Case

This article previously appeared on Ontario System's blog and is republished here with permission. One case we have followed since July of 2016 is the District of Massachusetts, U.S. District Court case of Breda...

October 19, 2017 by Stephanie Eidelman in CFPB

Could CFPB’s Data Sharing Principles Make Debt Collection Better Too?

Yesterday the Consumer Financial Protection Bureau (CFPB) announced principles for protecting financial data that consumers choose to share with third party companies that provide services like personal financial management tools,...

February 14, 2017 by Tim Bauer in Collection Laws and Regulations

District Court Rules FDCPA Plaintiff Not Entitled to Second Bite of the Apple

A United States federal judge in Pennsylvania has ruled in favor Enhanced Recovery Company LLC (ERC) and granted their motion for summary judgment in a Fair Debt Collection Practices Act...

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