Statute of Limitations Archives

August 18, 2025 by Missy Meggison in CFPB

insideARM Weekly Recap – Week of August 11, 2025

There’s never a dull moment in the ARM industry. Staying on top of it all is a challenging endeavor. That’s where insideARM’s weekly recap comes in. Our weekly recap of...

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August 12, 2025 by Rachel Ommerman, Virginia Bell Flynn in Litigation

Fourth Circuit Holds Filing a Time-Barred Collections Lawsuit Waives Right to Arbitrate

After a debt collector filed suit to collect an expired debt, the U.S. Court of Appeals for the Fourth Circuit held that the debt collector could not later compel arbitration...

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October 12, 2023 by Bryce Noel in FDCPA

SOL Accrues When Collection Suit Served, Says Court

The statute of limitations in collections cases is crucial but complex. This statement applies equally to lawsuits filed to collect debts and to suits brought by consumers who allege a...

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August 30, 2023 by John L. Culhane, Jr. in FDCPA

Ninth Circuit Confirms Discrete Actions in Debt Collection Litigation can Trigger FDCPA One-Year Statute of Limitations

A panel of the U.S. Court of Appeals for the Ninth Circuit recently held that because of the timing of a filing in a collection action against a student loan...

Blank numbered list with Rules at header written on chalkboard.

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July 5, 2023 by Orrick, Herrington & Sutcliffe LLP in Compliance

Nevada Expands Collection Agency Licensing Requirements

On June 16, the Nevada governor signed SB 276 (the “Act”) to revise certain provisions relating to debt collection agencies and make amendments to the state’s collection agency licensing law....

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April 24, 2023 by Michael Fausey in Debt Collection

Pennsylvania Appellate Court Rejects Claim That Dunning Letter Sent Post-Expiration of The Statute of Limitations Violated Law

On March 30, 2023, a three-judge panel of the Superior Court of Pennsylvania held in a precedential opinion that debt collectors can send collection letters to debtors after the expiration...

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March 29, 2023 by Missy Meggison in CFPB

CFPB vs. PRA-Top 3 Takeaways and PRA’s Response

Last week, the CFPB created a stir when it announced a Consent Order (Order) with Portfolio Recovery Associates (PRA), one of the nation's largest debt collectors and debt buyers. The...

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March 9, 2023 by Daniel Miller in FDCPA

6th Cir. Holds FDCPA SOL Triggered on Date of Last Violation, Not Date Faulty Collection Action Was Filed

The U.S. Court of Appeals for the Sixth Circuit recently reversed a trial court’s dismissal of a consumer’s federal Fair Debt Collection Practices Act claim, and held that the FDCPA...

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February 21, 2023 by Missy Meggison in Consumer Relations Consortium

CRC to NY DFS: Proposed Rules Harm Consumers; Conflict with Existing Law

The New York Department of Financial Services (NY DFS) has continued its years-long process to update its debt collection regulations. According to the Consumer Relations Consortium (CRC), however, the current...

November 28, 2022 by Missy Meggison in Collection Laws and Regulations

NYC Debt Collector Rules - Amendments Proposed; Public Hearing to be Held Dec 5th

The New York Department of Consumer and Worker Protection (DCWP) is proposing to amend its rules relating to debt collectors. DCWP will hold a public hearing to address the proposed...

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