Creative Financing for Debt Buyers

I just returned from the DBA Executive Retreat, where I participated in a panel discussion regarding creative ways in which debt purchasing companies can access debt and equity financing to purchase portfolios. Here are some common themes that were discussed regarding the best types of financing and how to go about accessing it:

Financing options are not the same for everyone – Small and/or first time debt buyers do not have the same accessibility to debt and equity financing as more established/larger debt buyers. However with the right business plan and purchasing opportunities, money is still available. Small and first time debt buyers should focus on family, friends and other high net worth individuals within their business networks for equity financing, and also leverage their local and regional banking relationships for debt financing. However, when raising equity capital from individuals, debt buyers will want to make sure that they are doing so in compliance with securities regulations.