A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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Arbitration Back in the Limelight: Bill Introduced to Limit Arbitration for Consumers

4 March 2019


CFPB Publishes its Fall 2018 Semi-Annual Report: Credit Invisibility, Mortgage Shopping, Consumer Complaints, and a Laundry List of Enforcement Actions

27 February 2019


Payday Retail Lender Settles with CFPB for Overcharging Customers, Risking Third Party Disclosure, and Misstating APR

6 February 2019


Online Lending Policy Summit Offers Window Into Future of Collections

26 November 2018


BCFP Revisits Payday Rule, Expected January 2019

29 October 2018


Innovation: Opening the Door for Regulatory Engagement

29 October 2018


Consumer Group Poll Shows Voters Disfavor Current Direction of BCFP but Support its Overall Mission

7 August 2018


Treasury Fintech Report Recommendations Could Change Banking As We Know It

2 August 2018


2 New Rules in Massachusetts Add to Requirements for Default Judgment

19 July 2018

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Massachusetts Supreme Court Just Made it Harder to Communicate With Consumers About a Debt

26 June 2018

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Creditors Should Build Trust in Collections by Saying 'Goodbye'

8 March 2018

TransUnion Report Reveals Current Consumer Credit Trends, Including 20.3 Million More Accounts

5 March 2018

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CEO of insideARM Shares Opportunities and Agenda for 2018

1 March 2018

Collection Industry Requests Guidance from Mass AG Regarding Longstanding Interpretation of Validation Requirements

1 March 2018


E.D.N.Y.: Collection Agency Can Enforce Arbitration Clause of Underlying Credit Agreement

28 February 2018


Vendor Scorecards: Overdue for a Re-think?

26 February 2018


Congress Holds Fintech Hearing; 77 Million in Collections Left Out of Discussion

1 February 2018


Debt Collection Activity Alone Does Not a Debt Collector Make, According to Northern District of Illinois

10 January 2018

CFPB Bank Complaints Normalized; Such Analysis Eludes Debt Collectors

8 January 2018

CFPB Credit Card Market Report Addresses Collections and Recovery

2 January 2018