A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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Assessing the Consumer Credit Market with an Eye to ARM
25 March 2015
CFPB Seeks Input on Credit Card Market, Including Collection and Debt Sales Practices
18 March 2015
CFPB Study Finds that Arbitration Agreements Limit Relief for Consumers
10 March 2015
Judge Approves Third Largest TCPA Settlement Ever with Credit Card Issuer
9 March 2015
Legal Symposium with New York Regulators Clarifies New Debt Collection Rules in the State
27 February 2015
CFPB Orders Subprime Credit Card Company to Refund $2.7 million to Consumers
5 February 2015
CFPB Takes Action to Shut Down Sham Credit Card
4 February 2015
Consumer Debt Delinquencies Continued Broad Decline in Third Quarter
8 January 2015
Credit Card Markets Rebound as U.S. Economy Improves
19 December 2014
CFPB Sues Texas Company for Sham Credit Card
18 December 2014
CFPB Updates Developments Under New College Credit Card Marketing Rules
16 December 2014
CFPB Announces Research Pilot on Consumer Saving; American Express to Assist
15 December 2014
Developments in 1099-C Case Against BofA Should be Closely Watched by ARM Firms
8 December 2014
CFPB Proposes Strong New Federal Protections for Prepaid Financial Products
13 November 2014
Circuit Court Rules Against ARM Firm in Allowable Interest FDCPA Case
28 October 2014
President Signs Executive Order on Identity Theft; Endorses Chip and PIN for Cards
20 October 2014
Share of Debt Types of Youngest and Oldest Consumers Changed Dramatically in Last Decade
8 October 2014
Consumer Delinquencies Fall Nearly Across the Board in Second Quarter
7 October 2014
Credit Card Use Mirrors Broader Economy in First Quarter
30 September 2014
New Rules for Debt Collection Suits Finalized in New York Courts
17 September 2014