Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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CA DFPI Announces Members of New Debt Collection Advisory Committee
30 April 2021
CFPB Issues Interim Rule Applicable to FDCPA Debt Collectors Seeking to Evict Tenants For Non-Payment of Rent
29 April 2021
California DFPI Issues Notice of Proposed Rulemaking Regarding Debt Collection Licensing Application and Requirements
26 April 2021
BREAKING: 11th Circuit Holds Transmitting Data to Mail Vendor is Unauthorized Third-Party Disclosure
21 April 2021
CFPB has Busy April - Reaches Agreements for Fines and Penalties with Two Organizations
21 April 2021
3rd Cir. Holds No FDCPA Violation When Non-Interest-Bearing Debt Itemized ‘$0.00’ for Interest
21 April 2021
Keystone: A Court in PA Just Quietly Saved TCPAWorld from a Massive Onslaught of New Internal DNC Cases and No One is Talking About it
20 April 2021
Landmark Victory! Debt Collector Did Not Deceive Debtor Who Refused to Give Name
14 April 2021
New Mexico Law Targets Healthcare Collections
12 April 2021
CFPB Proposes to Delay Effective Date of Reg F for 60 Days
8 April 2021
FACEBOOK IS OUT!: The 6 Most Critical Take Aways–and One Most Important Question–Following the Supreme Court’s HUGE TCPA ATDS Ruling
6 April 2021
No, the Facebook Win Does Not Mean TCPA Litigation is Over
5 April 2021
Post-Facebook TCPA Update– Here’s Everything You Need to Know About The Last 24 Hours in TCPAWorld
5 April 2021
Executive Q&A: Stephanie Eidelman Talks With Todd Meeks of Neustar
30 March 2021
Regulation F FAQ: Disputes
24 March 2021
Consumer Relations Consortium Submits Comments to California DFPI Regarding Debt Collection Rules
10 March 2021
CFPB Debt Collection Rule Alert: 11 Whopping Misstatements You Need to Know About
9 March 2021
Framing the Discussion of the Role of Consumer Financial Services
22 February 2021
Is This the End of Credit Reporting for Debt Collectors?
18 February 2021
Calling Balls and Strike on the Debt Collection Rule
8 February 2021