Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Massachusetts Attorney General Announces Consent Agreement with Debt Collection Law Firm

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Oregon Debt Collection Bill Passes House and Senate

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5th Cir. Holds Debt Collector’s Obligation to Report Debt as Disputed Not Limited By § 1692g

20 July 2017

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Big Changes to West Virginia Debt Collection Laws Now in Effect

19 July 2017

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House Subcommittee Considers Bills, Including Debt Collection

13 July 2017

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Calls to Consumer Prior to Processing Cease & Desist Letter Do Not Violate FDCPA

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Breaking: 2nd Circuit Says TCPA Consent Not Revocable if Part of Contract

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