Phillips and Cohen Associates
Phillips & Cohen Associates, Ltd. is a full service accounts receivable management company providing customized services to creditors in a variety of specialized market segments. For more than a decade, the company has served as the industry leader in specialty services such as Business Card, Deceased Account Care, Cease & Desist, and Debt Management collections by establishing processes based on proven results. Phillips & Cohen Associates is headquartered in Wilmington, DE, with additional offices in Colorado, Nevada, Florida, and New Jersey, as well as international offices in the UK and Canada. For more information about Phillips & Cohen Associates visit http://www.phillips-cohen.com.
Recent Posts
Phillips & Cohen Associates Australia Opens for Business
Phillips & Cohen Associates International, Ltd. the global arm of the industry’s leading deceased recovery specialist today announced the formal opening of its Australian operation, headquartered in Melbourne, with the announcement of its Australian business leader. The group, which has delivered market leading compassionate recovery solutions since 1997, has six other offices in the US, [...]
Debt Collection Cease and Desist Letters: The Unintended Consequences
There are many repercussions to sending a cease and desist to a creditor or to a debt collector – repercussions that are often not expected or anticipated by the consumer. Phillips & Cohen tell us more.
The Unique World of Small Business Credit Card Collections
Often overlooked in a sea of consumer debt, business credit card collections represent a unique facet of the accounts receivable management industry. Howard Enders of Phillips & Cohen Associates explains three highlights of working corporate credit card accounts.
FDCPA Section 805(b): Literal Interpretation is a Mistake in the Probate Process
It is our opinion that in order for the probate process to work in an efficient manner, a strict, literal reading of Section 805(b) of the FDCPA is a mistake. The FDCPA prohibits a debt collector from speaking to any third party, excluding (among others) Executors or Administrators.
FTC Policy on Deceased Debt on the Right Track; Clarifies FDCPA
In October 2010, the Federal Trade Commission (FTC) proposed a new policy statement to clarify the Commission’s position on collection activities related to decedents’ debt under the Fair Debt Collection Practices Act. The newly proposed policy statement seeks to make transparent the FTC’s planned course of action and to align the Commission’s procedures with precedents established by expanded probate laws on the individual state level since the FDCPA was enacted in 1977.