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Mike Ginsberg

President and CEO
Kaulkin Ginsberg

As the CEO of Kaulkin Ginsberg, Mike spearheads all of the firm’s advisory business practices. He leads a premier advisory team that helps industry owners and executives succeed in their growth, exit, and M&A strategies. Clients served include many middle market businesses as well as Fortune 500 companies such as GE Capital and Deluxe Corporation. Mike has been a keynote speaker at industry meetings and conventions, speaking on issues such as “How M&A is Reshaping Accounts Receivable Management” and “The Future of the ARM Industry.” He is a member of the Association for Corporate Growth (ACG), ACA International, and sits on’s Editorial Advisory Board. Mike is frequently interviewed as an industry expert by the trade, financial, and consumer media, including M&A The Dealmaker’s Journal, NBC Nightly News with Brian Williams, The Washington Post, BusinessWeek, and The Wall Street Journal. Mike was the recipient of the National Association of Retail Collection Attorneys’ 2009 Don Kramer Award, which recognizes leaders who have made a positive impact on the ARM industry. He was a finalist for M&A Advisor’s “Dealmaker of the Year” in 2007, and was named a finalist for “Investment Banker Dealmaker of the Year” by the ACG National Capital chapter in 2006. Mike writes a recurring blog about the industry and maintains a social media page on He is an avid New York Yankees and New York Jets fan.

Recent Posts


Stay Ahead Of The Curve

I recently read an excellent article by Kenneth Mikkelsen and Harold Jarche about the need for leaders to stay ahead of the markets they serve. The article begins with a story about racecar driver Juan Manuel Fangio famously slowing down before entering a blind turn in the 1950 Monaco Grand Prix, a move that was […]


Major Changes in ARM

Arguably the most significant change within the ARM industry is the barrier-to-entry that has emerged in recent years. It used to be if you had a rotary telephone and a mouth, you could start a collection agency. Those days are long behind us. The cost of operating in this regulatory environment and credit grantors’ higher demands make for fewer successful startups. This is good news for established companies.


A Call to Action for Accounts Receivable Management Firms

I am personally calling on the owners and executives of collection agencies, collection law firms, debt buyers, tech vendors and other accounts receivable management (ARM) companies tasked with making critical decisions about profitable expansion.  It is time to take action. In light of vast regulatory changes, client pressures, escalating operating costs and lackluster economic recovery […]


Kaulkin Ginsberg-UMD Research Fellowship Program Benefits ECON Students

This article was originally featured on BSOS UMD’s website. Read it here. The College of Behavioral and Social Sciences (BSOS) at the University of Maryland has long relied on the expertise and engagement of its distinguished alumni to enhance operations and provide unique opportunities for students. Through collaborative efforts with innovative organizations throughout the D.C. […]