Licensing Archives

December 18, 2025 by Orrick, Herrington & Sutcliffe LLP in Licensing

Minnesota Appeals Court Affirms Broad Application of Debt Collection Licensing Requirements

Recently, the Minnesota Court of Appeals affirmed a cease-and-desist order against a Utah-based company for allegedly conducting unlicensed debt collection in Minnesota. The court held Minnesota’s collection agency statutes apply broadly and...

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November 17, 2025 by Missy Meggison in CFPB

insideARM Weekly Recap – Week of November 10, 2025

There’s always something new on the horizon in the ARM industry but sorting through what’s truly relevant and why can be a challenge. That’s where insideARM’s weekly recap comes in. Our weekly recap of top stories will give you the news...

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November 12, 2025 by Sara Woggerman in Debt Collection

Scams in the industry continue to be…Interesting!

Scams are everywhere. In our recent Research Assistant Peer Group meeting we discussed the recent scam alerts issued by both California and ACA. If you believe that scam artists are...

July 14, 2025 by Missy Meggison in CFPB

insideARM Weekly Recap – Week of July 7, 2025

News in the ARM industry never stops. It’s nearly impossible to read everything every day and determining what’s truly relevant can be a challenge. That’s where insideARM’s weekly recap comes...

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July 10, 2025 by Clayton C. Swears in Debt Buying

Debt Buyer's Lack of NJ License Does Not Equal an FDCPA Violation

Folks in the consumer credit industry know that it can be easy to run afoul of collection restrictions. From the number of times you are allowed to contact a delinquent...

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April 7, 2025 by Missy Meggison in BNPL

insideARM Weekly Recap – Week of March 31st, 2025

Sorting out what’s news and what’s noise can be a challenge, but that’s where insideARM’s weekly recap comes in. Our weekly recap of top stories will give you the news...

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April 1, 2025 by Orrick, Herrington & Sutcliffe LLP in California

California DFPI updates regulations under its Debt Collection Licensing Act

Recently, the California DFPI adopted updated regulations concerning the state’s Debt Collection Licensing Act. The DFPI established definitions and specific requirements for the term “net proceeds generated by California debtor accounts” and...

March 10, 2025 by Missy Meggison in CFPB

insideARM Weekly Recap – Week of March 3rd, 2025

There’s never a dull moment in the ARM industry, but it can be tough to distinguish between what’s news and what’s noise. That’s where insideARM’s weekly recap comes in. Our...

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March 6, 2025 by The Sessions Firm in Debt Collection

As An Arizona Licensee: Are You Following The Arizona Trust Account Rules?

The Arizona Department of Financial Services (DFS) strictly interprets Ariz. Admin. Code § 20-4-1505 as to how debt collector licensees are prohibited from trust account commingling with their operating account...

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June 24, 2024 by Bryce Noel in Collection Laws and Regulations

insideARM Weekly Recap – Week of June 17th, 2024

The only thing constant in the ARM industry is change. That's why we at insideARM review all the news for you and bring you only the stories that are most...

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