insideARM Weekly Recap – Week of January 6th, 2025
News in the collections industry never stops; it can be tough to wade through what’s relevant, and what’s just noise. Our weekly recap of top stories will give you the...
Disputes
Guards Law Pays PRA to Settle Fax Number Case
On December 4, 2024, Guards Law entered into a Consent Decree with Portfolio Recovery Associates, LLC (PRA) in which it agreed to pay PRA $5,000.00 and refrain from pursuing claims...
Drobot Dean / Adobestock
insideARM Weekly Recap - Week of August 26th, 2024
It can be hard to keep on top of all the developments in the ARM space, but we have you covered with our weekly recap of some top stories. On...
sebra / Adobestock
7th Circuit: Credit reporting agency did not provide inaccurate info
On August 7, the U.S. Court of Appeals for the Seventh Circuit affirmed a lower court’s decision in favor of a credit reporting agency (the defendant), finding it did not report inaccurate...
James Steidl / AdobeStock
insideARM Weekly Recap – Week of June 17th, 2024
The only thing constant in the ARM industry is change. That's why we at insideARM review all the news for you and bring you only the stories that are most...
Kaspars Grinvalds / Adobestock
District Court Highlights the Importance of Precise Dispute Letters When Challenging Debt Collection
On June 6, the U.S. District Court for the Northern District of Alabama ruled on dueling motions for summary judgment in a suit against a debt collection agency for alleged...
James Steidl / AdobeStock
insideARM Weekly Recap- Week of April 29th, 2024
Keeping up with all the goings on in the ARM Industry can feel like a full-time job. That’s why we at insideARM try to bring you the biggest news that...
tashatuvango / Adobestock
Credit Reporting Disputes: 11th Cir Decision Brings Clarity and Uncertainty
In a recent decision, the 11th Circuit drew a line in the sand regarding consumer disputes on credit reporting and the standard for investigating legal disputes. The line set down...
tashatuvango / AdobeStock
CFPB and FTC File Amicus Brief Urging Fourth Circuit to Find FCRA Requires Investigation Regardless of Whether Dispute Is Factual or Legal
On December 8, the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) (collectively, the agencies) filed an amici curiae brief urging the U.S. Court of Appeals for the...
Argus / AdobeStock
CFPB Shuts Down Medical Debt Collector for Attempting to Collect Unverified Debt
On December 15, the Consumer Financial Protection Bureau (CFPB) announced it had reached a settlement with medical debt collector Commonwealth Financial Systems, Inc. (Commonwealth) in its lawsuit over alleged illegal...