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CRC LAB Member Spotlight: Joann Needleman

Today's spotlight, which showcases LAB members in their own words, highlights Joann Needleman of Clark Hill PLC.

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Women in Consumer & Commercial Finance: Give your career the attention it deserves.

Double Early-Bird Ends TODAY!


Sharpen your leadership skills, expand your professional network and help improve your workplace culture when you attend Women in Consumer & Commercial Finance Digital (Dec 8-10) – a virtual conference and networking experience for ALL women in consumer & commercial finance.


Expand who you are as a professional.


Learn more »


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Hopefully the End of the Debt Itemization Circus? 7th Cir. and CFPB Side with Debt Collector

We've seen a lot of court decisions on the interest disclosure claim over the past couple of years, but it's always noteworthy when a Circuit Court of Appeals and the Consumer Financial Protection Bureau (CFPB) speak on the issue. We've had many appellate decisions, including several out of the Second Circuit, denying almost every iteration of the interest disclosure claim that plaintiffs and their attorneys have cooked up. Examples include Taylor, DeRosa, Klobasyuk, Gissendanner, and Dow. The Seventh Circuit has generally held that so long as the Miller safe harbor language is used when appropriate, the claims fail. A recent Seventh Circuit decision—Degroot v. Client Servs.—sides with the industry in yet another meaningful way. This time, with the CFPB filing an amici brief that, in impact, sides with the debt collector.

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What the Future Holds for the ARM Industry: A Look Into 2021

10 November 2020 at 01:00 p.m.

Collection agencies faced major business challenges in 2020 due to consumer hardships and regulatory restrictions related to COVID-19. What will the ARM industry likely face in 2021, and what should you be doing now to prepare for the future?

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