Legislative Updates Archives - Page 3 of 10

November 24, 2020 by Mike Bevel in CFPB

Has the Definition of Consumer Changed? Insight from Research Assistant

As Director of Education for insideARM and the iA Institute, I oversee our Research Assistant program. Folks have the chance to write to me, much like an Agony Aunt, with...

October 27, 2020 by Katie Grzechnik Neill in Collection Laws and Regulations

A Review of Supreme Court Justice Amy Coney Barrett's Prior FDCPA Court Decisions

Yesterday, the U.S. Senate confirmed Amy Coney Barrett as a Supreme Court Justice to fill the seat left vacant by the passing of Justice Ruth Bader Ginsburg. With Justice Barrett...

October 26, 2020 by Katie Grzechnik Neill in Collection Laws and Regulations

Debt Collection Should be on Congress' Mind, Congressional Research Service Suggests

Debt collection seems to be a hot item this month. Not only is the Consumer Financial Protection Bureau's (CFPB) final debt collection rule slated to be released at any time,...

August 18, 2020 by Katie Grzechnik Neill in Collection Laws and Regulations

California's Mini-CFPB Proposal Pokes its Head Out of the Ground Again

The news that California Assemblywoman Monique Limón is making efforts to make a "mini-CFPB" in California has bubbled to the surface several times over the past year or so. For a...

August 17, 2020 by Katie Grzechnik Neill in Collection Laws and Regulations

CCPA Regulations Finalized

On Friday, California's Attorney General Xavier Becerra (AG) announced that the Office of Administrative Law (OAL) approved the final regulations under the California Consumer Privacy Act (CCPA). The regulations went into...

August 6, 2020 by Katie Grzechnik Neill in Collection Law Firms

Attorneys General Band Together, Urge Senate to Provide Further Student Loan Relief

Yesterday, a group of 30 attorneys general from throughout the United States and its territories issued a letter to members of the U.S. Senate urging stronger federal student loan protections...

July 29, 2020 by Katie Grzechnik Neill in Collection Laws and Regulations

New Bill in House, Would Amend FDCPA to Prohibit Consumer Debt Collection During National Disasters or Emergencies

On Monday, Rep. Joyce Beatty (D-OH-3) introduced a new bill in the House of Representatives that—if passed—would amend the Fair Debt Collection Practices Act (FDCPA) in a significant way. The...

June 30, 2020 by Katie Grzechnik Neill in CFPB

New Credit Reporting Bill Passed by House, Seeks to Make Credit Reporting More Consumer-Friendly

Yesterday, the U.S. House of Representatives passed H.R.5332, Protecting Your Credit Score Act of 2019, which seeks to help consumers gain easier access to their credit information as well as establish...

June 15, 2020 by Katie Grzechnik Neill in COVID-19

Problems with Large Contact Tracing Contract Reaffirm that Debt Collectors are Uniquely Well-Suited for the Job

Last month, insideARM published an article about how debt collectors—who, like many others, are currently facing uncertain times due to the COVID-19 pandemic—can fill the country's need for contact tracers. The Centers for Disease...

June 11, 2020 by Stephanie Eidelman in Collection Laws and Regulations

Amidst Pandemic, NYCDCA Adopts Debt Collection Rules Regarding Language Access

New York City's Department of Consumer Affairs (DCA) has adopted amendments related to Limited English Proficiency (LEP) consumers into its debt collection rules. The amendment was initially proposed on March 5,...

Legislative Updates