ann-h / pexelsNews in the ARM industry never stops and determining what’s truly relevant can be a challenge. That’s where insideARM’s weekly recap comes in. Our weekly recap of top stories will give you the news we found most interesting last week and, more importantly, why we think it’s relevant. Last week, we brought you details about a litigation win in an FCRA case, news about whether texts should be considered calls under the TCPA, and industry insights from Q2 2026.
On Tuesday, we published Troutman Pepper Locke’s analysis of a case in which the 10th Circuit Court of Appeals reversed a $500,000.00 FCRA jury verdict in favor of a consumer against a debt collection furnisher. The case details what constitutes “objectively and readily verifiable” information on a credit reporting dispute. This is an important legal decision for organizations that credit report.
On Wednesday, we brought you Orrick’s breakdown of the 7th Circuit Court of Appeals case that held texts are not telephone calls under the TCPA. This is an important case to take note of, but it doesn’t mean that this is the law across the country. As noted in the article, the 9th Circuit Court of Appeals reached a different conclusion. In any event, this case is a good one to add to the mix when establishing procedures.
On Thursday, we published Q2 2026 insights from TrueAccord. This piece provides details relative to Key Economic Indicators, what is impacting consumer finances, what is impacting the debt collection industry, how consumers are feeling, and what it all means for debt collection. This is a good piece to read as we head into the second half of the year.

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