ann-h / pexelsNews in the ARM industry never stops and sorting out what’s news and what’s noise can be a challenge. That’s where insideARM’s weekly recap comes in. Our weekly recap of top stories will give you the news we found most interesting last week and, more importantly, why we think it’s relevant. Last week, we brought you information on Q4 2025 charge-offs, details about a TCPA/express consent case, and news about a 7th circuit case regarding post-judgment FDCPA violations.
On Tuesday, we brought you news from ProVest about Q4 2025 credit card charge-offs and delinquency rates. This type of data is crucial for planning and analytics as we roll further into 2026.
On Wednesday, we published details from Troutman Pepper Locke regarding a case in which the Fifth Circuit Court of Appeals held that the TCPA does not require express written consent for artificial or pre-recorded voice marketing calls. Though collection calls are not the same as marketing calls, it’s important to stay aware of cases like this as the nuance may be able to translate in the right circumstances.
On Thursday, we published a breakdown from Orrick of a lawsuit in which the Seventh Circuit Court of Appeals ruled that post-judgment debt collection practices can be the subject of FDCPA and TILA claims. This case includes a discussion about which actions were intertwined with the judgment, and which constitute independent action and, therefore, could be subject to new causes of action from the consumer.
Have a question about how your company should react to the news above? We have a group for that! The weekly peer roundtable hosted by insideARM’s Research Assistant is the perfect place to engage with industry colleagues facing the same challenges you are. Try it on for size with our 1-month free trial.
