Show Notes:
Debt collectors in several jurisdictions are facing claims brought by consumer attorneys asserting that a consumer is not obligated to pay an account where the original creditor failed to provide a statutory “right to cure” notice. Fourteen jurisdictions in the United States require that a creditor provide a statutory right to cure notice to a consumer on a defaulted credit card account.
In this first episode of The Debt Collector Podcast, host Angelina Anderson is joined by attorneys John Rossman and Ben Kirk with the law firm of Rossman Kirk, PLLC to discuss the right to cure requirements, recent case law and risks to debt collectors. Importantly, the attorneys identify the 14 jurisdictions that require a right to cure notice and specific strategies for debt collectors to avoid these claims in this audio podcast that is about 8 minutes in length.
Click here to listen to the podcast.
Links to the cases discussed in the podcast:
- Bank of America, NA v. RIFFARD, 19 NW 2d 604 – Wis: Court of Appeals 2025 – Google Scholar
- PORTFOLIO RECOVERY v. Campney, 892 SE 2d 321 – SC: Court of Appeals 2023 – Google Scholar
- Portfolio Recovery Associates, LLC v. Jennifer Campney :: 2025 :: South Carolina Supreme Court Decisions :: South Carolina Case Law :: South Carolina Law :: U.S. Law :: Justia
