ann-h / pexelsNews in the ARM industry never stops and determining what’s truly relevant can be a challenge. That’s where insideARM’s weekly recap comes in. Our weekly recap of top stories will give you the news we found most interesting last week and, more importantly, why we think it’s relevant. Last week we brought you insights into Q3 2025 charge-offs, news about a shift in CFPB litigation to the DOJ, and details about the ACA’s lawsuit against Colorado regarding the prohibition of medical debt from credit reports.
On Tuesday, we brought you insights from ProVest about the Q3 2025 charge-off rate and delinquency data, and what these numbers show. This type of data is crucial for planning and analytics as we roll into 2026.
On Wednesday, we published an article from Troutman Pepper Locke regarding the CFPB’s move to shift its remaining litigation to the DOJ as it prepares for a potential funding lapse. While there are no action items here for the ARM industry, this is yet another noteworthy plot point in the CFPB’s story.
On Thursday, we published details from Ballard Spahr regarding a lawsuit the ACA filed against Colorado regarding its prohibition of medical debt from credit reports. A number of states have passed similar laws in recent years, and those collecting in the medical debt space should keep an eye on this legislation and its outcome.

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