The ever-elusive question of what exactly is meaningful attorney involvement is once again not answered. In Boerner v. LVNV Funding et al., No. 17-cv-1786 (E.D. Wis. 2019), the court addresses the issue but ends up punting it to a jury. This case also addressed the right to cure under Wiconsin's consumer protection laws, but the summary below pertains solely to the meaningful attorney involvement issue.
Factual and Procedural Background
In this case, plaintiff fell behind on his credit card payments. The original creditor allowed plaintiff to make minimum payments while working to bring the account current. At some point while plaintiff was making minimum payments, the account was purchased by a debt buyer, which placed the account, along with the consumer’s debt file, with a collections law firm.
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