Houston-based collection agency LTD Financial Services yesterday agreed to pay nearly $1.4 million to settle Federal Trade Commission charges that it threatened, harassed and misled consumers.
LTD collects on about 1.25 million consumer accounts a year offering services in English and Spanish. LTD has 800 staff, operates facilities in Houston and San Antonio, Texas and is one of the 25 largest collection agencies in the country, according to its Web site. The firm primarily serves credit card issuers and retailers.
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