Experian Study Highlights Key Differences Between Consumers With and Without Mortgages

Experian Consumer Direct, a leading provider of online direct-to-consumer credit reports, scores and monitoring, today announced the results of a nationwide study showing the differences between consumers with and without mortgages and consumers with and without second mortgages (including home-equity loans or lines of credit).

The study reveals that consumers with mortgages have an average credit score that is 55 points higher than consumers without a mortgage. Additionally, the study shows that consumers with second mortgages have an average credit score 81 points higher than consumers without a mortgage.