PDF Brief: 17 Pages
Published: Summer 2009
The global economic crisis has affected virtually every aspect of the ARM industry. Issuers, municipalities, other government agencies, healthcare providers, first- and third-party collection agencies, debt buyers, collection law firms, and vendors are all feeling the pressures due to rising consumer and commercial debt, lower liquidation results, scarcity of capital to expand operations or to purchase debt.
We're also seeing the impact of the crisis on merger and acquisition activity. There has been a pronounced shift in the types of deals that are getting done in today's market.
Perhaps most noteworthy trend is that the economy is starting to cause fundamental changes in consumer attitudes and behaviors towards debt, and we expect this will have a material impact on the future of the ARM industry.
This brief provides a digestible snapshot of 4 key areas of interest to leaders of ARM businesses and those who supply or invest in them, including:
1. Economic Indicators - The latest stats on home prices, consumer bankruptcy, and unemployment and their effect on ARM
2. Industry Confidence - How credit and debt collection professionals are currently feeling about their own performance and the performance of their vendors, and their outlook for the future
3. Market Trends - Current actions being taken in the areas of debt buying, legal collection strategy, etc.
4. Merger & Acquisition Activity - How many transactions are taking place, by whom, and at what multiples Meta Description: Executive brief on trends in the accounts receivable management industry for spring 2009