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This is a whispery post where I’m linking you to a Bad Idea press release — Enter to win $100,000 to pay off your Debt — because here’s the thing: maybe part of the issue in this country with debt and fiscal irresponsibility is attributable to the ways in which sometimes we treat personal finance and accountability like it’s a round in a game show and it actually really shouldn’t be, right? Maybe people don’t need raffles or data-mining stunts like this kind of gross sweepstakes where thousands will enter and one person will win but you all kind of lose because you’re now on a mailing list and the 99.999% of you who entered and didn’t win are still in debt.