By Lynn Adler, Reuters
The U.S. housing market is hot and frothy, fueled in part by buyers using risky loans that may hobble them in the near future.
These riskier mortgage loans are drawing heated criticism from the Federal Reserve and bank regulators worried about aggressive lending and from credit rating agencies concerned about the greater risk of default.
A housing sector that could set its fifth straight annual sales record may be inflated by adjustable-rate mortgages (ARMS) and interest-only loans (IOs), which enable borrowers to get into homes they might not otherwise be able to afford.
For this complete story, please visit Hot U.S. Housing Market Partly Fueled by Risky Loans.
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