Fair Isaac Innovations Raise the Bar at International Business Rules Forum

LAS VEGAS ? Fair Isaac Corporation (NYSE: FIC), the leading provider of analytics and decision technology, is demonstrating its leading business rules technology, Fair Isaac Blaze Advisor, at the Seventh Annual International Business Rules Forum, November 7-11. As the highest level sponsor, Fair Isaac is showcasing its latest business rules innovations throughout the event with live demonstrations, participation in numerous panel discussions as well as through Fair Isaac customers that share their vision and insight for decision management success. These include:

• Fidelity Information Services, Mortgage Division, Senior Vice President and Chief Technology Officer, Joe Nackashi, presentation, ?Capitalizing on Enterprise Resources and Driving Process Innovation with Business Rules?
• First American Field Services, development manager, Mark Davis, presentation, ?First American Field Services Automation of Default Mortgage Field Services?

As the de facto standard among business rules solutions, Blaze Advisor has hundreds of worldwide customers across multiple industries, including financial services, insurance, healthcare, government and telecommunications. Fair Isaac Blaze Advisor gives business users and analysts a powerful solution to update business strategies across critical enterprise information systems by using common business terms. The control of the business logic embedded in IT systems allows business users to alter application behavior without IT assistance, using intuitive rules maintenance applications. This feature increases business agility, allows rules to be modified quickly and easily and requires IT to simply link and test the final applications.

?For more than six years, Blaze Advisor has delivered many industry innovations, including rule flows, decision trees, scorecards and versioning to Web-based rule maintenance for business managers that equip enterprises with an application development platform to achieve rapid return on their technology investments,? stated James Taylor, marketing director of decision management software and tools at Fair Isaac. ?Building on our client successes, Business Rules Forum 2004 will prove to be a momentous event to expand our leadership role in rules management technology and share our newest innovation – how Blaze Advisor business rules technology empowers enterprise decision management.?

Fair Isaac continues to push business rules technology development to meet the most demanding individual workgroup applications as well as large-scale national and multinational companies, who have a number of heterogeneous platforms and legacy systems using multiple programming languages. With true cross-platform support ranging from COBOL to Java and Microsoft .NET, Blaze Advisor is a clear choice for companies that seek an open solution that provides a foundation for companies to easily modernize their enterprise decision systems while continuing to leverage existing applications. Highlights of recently announced Blaze Advisor solutions include:

• Blaze Advisor for .NET enables users to develop rule services that interoperate with Microsoft Visual C# .NET, Visual Basic .NET, Visual J# .NET, XML, .NET, COM, messaging, and databases, as well as Web services.

• Blaze Advisor for COBOL enables users to develop rule services that can be compiled out to 100 percent ANSI-standard COBOL, and allows these rule services to read and write data in COBOL copybooks/CICS interfaces.

Blaze Advisor is part of Fair Isaac?s software and solutions for enterprise decision management (EDM), which combines data analytics, modeling and policy-level control to allow companies to define and manage their automated business systems for improved efficiency and greater profitability. Fair Isaac offers clients a combination of software and services, allowing an enterprise to quickly implement customized systems that lower operational costs, reduce risk and provide greater accuracy and consistency of critical business decisions in interactive and batch applications.

About Fair Isaac
Fair Isaac Corporation is the preeminent provider of creative analytics that unlock value for people, businesses and industries. The company?s predictive modeling, decision analysis, intelligence management, decision management systems and consulting services power billions of mission-critical customer decisions a year. Founded in 1956, Fair Isaac helps thousands of companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably. Most leading banks and credit card issuers rely on Fair Isaac solutions, as do insurers, retailers, telecommunications providers, healthcare organizations, and government agencies. Through the www.myfico.com Web site, consumers use the company?s FICO® scores, the standard measure of credit risk, to manage their financial health. For more information, contact ScoringSolutions@fairisaac.com.

Statement Concerning Forward-Looking Information – Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its new Fair Isaac Blaze Advisor offering, and the benefits to be derived from this offering, are forward-looking statements within the meaning of the ?safe harbor? provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the products to deliver the expected results, the possibility of errors or defects in the offering, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac?s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2003, and quarterly report on Form 10-Q for the period ended June 30, 2004. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac?s results could differ materially from Fair Isaac?s expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.