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Debt Purchasing
Debt purchasing, or debt buying, occurs when a debt buyer purchases portfolios of delinquent consumer credit accounts from creditors at a percentage of the actual outstanding value. The debt is then pursued by the debt buyer or is outsourced to a debt collection agency. Some debt buyers also resell the debt.
Credit card accounts make up the vast majority of debt buying. The industry as a whole saw the total value of debt buying double from 2000 to 2005. Debt purchasing is seen as a very solid strategy as all of the publicly traded accounts receivable management firms are debt purchasers.
Free reports on debt purchasing from insideARM:
Debt Portfolios for Sale
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News Headlines
- Accounts Receivables Management Industry Calls On Congress to Keep FTC As Exclusive Regulator 3/19/10
- Portfolio Recovery Associates Expands Legal Services with Acquisition 3/16/10
- Asset Acceptance Reports Loss for Q4 and Full Year 2009 on Impairments 3/11/10
- Former Chase Exec Makes Debt Sales Allegations in Lawsuit 3/10/10
- Debt Collection Agency to Bring 1,200 Jobs to Kansas 3/9/10
- Exploring Rising Complaints Against Debt Collectors 3/5/10
- Experts Say New Credit Card Rules will Significantly Impact ARM Industry 3/3/10
- Numbers from the ARM Industry’s First Virtual Trade Show 2/26/10
- Credit Card ARM Inventory to Remain Strong as Charge Offs Spike 2/24/10
- SIF Strategies Differ Between Collection Agencies and Debt Buyers 2/23/10
- Bills Introduced in State Legislature Target Debt Buyers 2/22/10
- State AG Settles Charges Against Three Debt Collection Agencies for $404,000 2/19/10
- Rising Strategic Mortgage Defaults Broadly Impacting Debt Collection Industry 2/18/10
- insideARM’s EXPO 3.0 Virtual Exhibition is Live Today 2/16/10
- Portfolio Recovery Fourth Quarter Net Income Up 17 Percent on Record Revenues 2/12/10
- Exhibitors Gearing Up as Curiosity Grows About Online ARM Expo 2/10/10
- Encore Capital Group Reports Big Fourth Quarter and Full Year 2009 2/9/10
- DBA International Hosts Charity Golf Event for Autism 2/8/10
- ARM Industry Confidence Slips Due to Tempered Economic Expectations 2/2/10
- New ACA CEO Lays Out Agenda for ARM Industry 1/19/10
- FTC Asking for Detailed Portfolio Information from Debt Buyers 1/12/10
- FTC Orders Buyers of Consumer Debt to Submit Information for Study of Debt Purchasing Industry 1/6/10
- Lots of Ideas at Final FTC Panel on FDCPA Reform 12/7/09
- Best Places to Work in Collections Winners for 2009 12/3/09
- CarVal and West Asset Management Resolve Legal Dispute 11/25/09
- ARM Industry Trade Groups Weigh in on Debt Buyer Sentencing 11/24/09
- Former Debt Buyer Sentenced to Six Years in Prison for Fraud 11/17/09
- NCO Group Narrows Net Loss to $24 million in Third Quarter 11/16/09
- Settlements, Payment Arrangements Becoming the Norm in ARM Industry 11/13/09
- Debt Collection Agencies More Optimistic About Future 11/10/09
- ACA Defends Self-Regulatory Proposal for Debt Collection Industry 11/9/09
- Debt Purchasing Takes Center Stage at ACA International Fall Forum 11/6/09
- ACA International Board Halts Plans for Self Regulation in Collection Industry 11/5/09
- Portfolio Recovery’s Net Income Falls in Third Quarter 10/30/09
- Debt Buyer Encore Capital Reports Sensational Third Quarter Results 10/29/09
- ARM Earnings Reports All Over the Place; Sallie Mae Up, Intrum Flat, WAM Reorganizes 10/23/09
- Government Report Recommends Significant Changes to FDCPA 10/22/09
- CFPA Debated in Committee this Week; Experts Weigh In on ARM Impact 10/21/09
- Credit and Debt Collection Firms’ Performance and Outlook Improving 10/19/09
- ACA Holds Successful Washington, D.C. Fly-In 10/13/09
- Industry Index Ranks Top UK ARM Players 10/1/09
- insideARM.com Announces the Best Places to Work in Collections for 2009 9/30/09
- California Association of Collectors Votes to Stand Pat on ACA Membership Ties 9/25/09
- Kaulkin Ginsberg and insideARM.com Announce First Virtual Exposition for the ARM Industry 9/24/09
- Maryland Boots Major Debt Buyer from State Over Licensing 9/18/09
- ARM Industry Discusses Collection Law Changes in North Carolina 9/2/09
- Debt Buyers Feeling Economic Pinch More than Collection Agencies 8/31/09
- North Carolina Legislation Targets Asset Buyers, Impacts Debt Collectors 8/24/09
- Missouri Attorney General Blindsides Two Debt Collection Firms with Lawsuits 8/20/09
- Government Extends TALF Debt-Securities Purchasing Program 8/19/09
Analysis Headlines
- How Do Collection Industry Employees Feel About their Employers?
- Understanding the Shift Toward Consumers in the ARM Legal Landscape
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- Consumer Credit At Risk On The Rise
- Managing Collection Processes in Uncertain Credit Markets
- Collection Agencies Shifting Strategies in Rough Economy: Survey
- $28 Million FTC Settlement with Bear Stearns/EMC Mortgage has Significant Impact on ARM Industry
- The Art of the Talk Off Can be Taught
- Survey Shows Tough Times But Rosier Outlook for Collectors
- Leveraging Analytics to Prioritize Collections Efforts and Increase Return on Investment
- NCO’s OSI Purchase Helps More Than Just NCO in Government Markets
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- The State of the Industry: What is Next for ARM?
- The Future of Receivables Management
- Healthcare Debt: Not Your Typical Portfolio
- HIPAA and Medical Collections: Staying Compliant Worth the Hassle
- Global Aspirations: International and Cross-Border ARM M&A Activity Gains Momentum
- Supreme Court eDiscovery Ruling Impacts Data Management Strategies for Businesses
- How Debt Purchasing Companies are Being Valued in Today’s Market
- Interview: Michael Taulbee, Partner and Managing Director of Houston Funding
- The Future of Receivables Management
- Debt Buyers’ Growing Interest in Alternative Asset Classes
- Getting the Word Out on Portfolio Purchases
- ARM Business Planning for 2007
- Predictions for 2007; What’s Next for ARM?
- Resources for New Debt Buyers
- Expert Roundtable: Debt Purchasing for Collection Agencies
- Buyer Beware: A Word of Caution to Debt Purchasers
- Debt Statute of Limitations
- Branching Out: Debt Purchasing Firms Expand and Diversify
- Pricing in the U.S. Credit Card Market
- The Importance and Availability of Media in a Portfolio
- Liquidation Rates Can be Higher
- 20 Sure Fire Ways to Lose Money, and Get Sued
- Unsecured Creditors – Challenges after Bankruptcy Reform
- Interview: Bud Reitzel, Founder of Asset Acceptance
- Separate Your Agency from the Competition
- The Impact of Scoring on Collections
- The Role of Sellers, Resellers & Brokers in Debt Purchasing
- Early Findings from the Kaulkin Report
- 2004 Not Just Another Year in the Collection Industry
- The Media and Debt Purchasers
- Collection Industry M&A Activity Skyrocketing
Research Headlines
- Kaulkin Report 7 Excerpt - Competition to Intensify in the Debt Buying Market
- Kaulkin Report 6th Edition - Mergers & Acquisitions
- Healthcare ARM Report - Healthcare Sector of the ARM Industry
- Global Debt Buying Report - Outlook on Market Threats
- Global Debt Buying Report - Bankruptcy Receivables in the U.S.
- Global Debt Buying Report - Accounting in the U.S. Credit Card Market
- Global Debt Buying Report - Globalization in the U.S. Credit Card Market
- Global Debt Buying Report - Resales in the U.S. Credit Card Market
- Global Debt Buying Report - Pricing in the U.S. Credit Card Market
- Global Debt Buying Report - Volume in the U.S. Credit Card Market
- Global Debt Buying Report - Expected Returns in the U.S. Credit Card Market
- Global Debt Buying Report - Portfolio Sizes in the U.S. Credit Card Market
- Global Debt Buying Report - Outlook on Emerging Classes of Debt
- Global Debt Buying Report - Overall Market Outlook
- Global Debt Buying Report - A Pan-European Debt Buying Perspective
- Global Debt Buying Report - Debt Buying in France
- Global Debt Buying Report - Debt Buying in Germany
- Global Debt Buying Report - Debt Buying in Italy
- Global Debt Buying Report - Debt Buying in New Zealand
- Global Debt Buying Report - Debt Buying in Poland
- Global Debt Buying Report - Debt Buying in Spain
- Global Debt Buying Report - Debt Buying in the United Kingdom
- Global Debt Buying Report - Outlook on Competition
- Global Debt Buying Report - Outlook on Pricing
- Global Debt Buying Report - Auto Deficiency Receivables in the U.S.
- Global Debt Buying Report - Debt Buying in Australia
- Global Debt Buying Report - Debt Buying in Benelux
- Global Debt Buying Report - Debt Buying in Canada
- Global Debt Buying Report - Healthcare Receivables in the U.S.
- Global Debt Buying Report - Telecommunications Receivables in the U.S.
- Kaulkin Report 6th Edition - Debt Buying
Press Releases
- Global Debt Registry Uses Electronic Signature Capabilities to Reduce the Title Transfer Process 3/18/10
- AlphaTrust Signs More Than 250 Customers for Its PRONTO E-Signature Process Automation Solution 3/4/10
- Asset Acceptance to Host Fourth Quarter and 2009 Year-End Conference Call March 10 3/3/10
- DebtX to Sell $105.5 Million Portfolio 3/2/10
- Executive Change: Portfolio Recovery Associates Names John Fain and John Fuller to Its Board of Directors 3/1/10
- Portfolio Recovery Associates Announces Closing of Public Offering and Exercise of Over-Allotment Option 2/23/10
- UK Debt Buyer Lowell Group Reports 20% Rise in Earnings in 2009 2/22/10
- Asset Acquisition Group, LLC Begins 2010 with $240MM Purchase 2/18/10
- Portfolio Recovery Associates, Inc. Announces Pricing and Increased Size of Public Offering of Common Stock 2/18/10
- Portfolio Recovery Associates, Inc. Announces Public Offering of Common Stock 2/17/10
- Research and Markets: Top Accounts Receivable Outsourcing Vendors, Black Book Survey Results 2/12/10
- Oliphant Acquires Assets of Performance Capital Management 2/9/10
- Glass Mountain Capital, LLC Strengthens Commitment to Delivering Unparalleled Recovery Results and Customer Care to Credit Issuers and Debt Buyers 2/9/10
- Global Debt Registry Announces the Registration and Title Transfer of Its One-Hundredth Receivable Portfolio 2/5/10
- Intrum Justitia AB:s Year-end Report for 2009 2/4/10
- Canadian Financial Company Intoduces A Balance Transfer Credit Card Program 2/4/10
- Portfolio Recovery Associates to Announce Fourth Quarter and Full Year 2009 Results on February 11, 2010 2/4/10
- Mark Johnson and Portfolio Recovery Associates, LLC Announce Resolution of Lawsuit 2/3/10
- MKS Financial Services, Inc. Launches Operations 2/3/10
- Marion Financial Corp. Announces Scholarship Increase in their 11th Year of Scholarships 2/2/10
- Glass Mountain Capital LLC Expands to Accommodate 150 Collection Agents 2/2/10
- Executive Change: Cabot Financial Strengthens Team with Key Appointments and Promotion 1/28/10
- USOBA to Speak at Debt Buyers’ Association International Conference 1/27/10
- Strategic Expansion for ExpertoCredite with The Netherlands As Major Market of Defaulted Debts 1/26/10
- New Flock Advisors Falcon Fund Offers Debt Buyers Funding In Tough Environment 1/26/10
- East Capital Explorer, East Capital Financials Fund and Intrum Justitia Jointly Invest in Russian Non-Performing Consumer Loan Portfolios 1/25/10
- Executive change: Regional Managing Director Monika Elling leaves Intrum Justitia 1/22/10
- Portfolio Recovery Associates Expands Its Hampton Call Center 1/21/10
- Persolvo Data Systems COO Teresa Dodson to Speak at DBA International Annual Conference 1/21/10
- Latitude Software Receives Certification for Microsoft Windows 7 1/21/10
- Collins Financial Services Rebrands Company as Precision Recovery Analytics 1/19/10
- Executive Change:Lowell Group appoints Head of External Recoveries 1/19/10
- H.I.G. Capital Completes Investment in TRAKAmerica 1/14/10
- MyGovWatch.com Lets Users Target Competitors 1/12/10
- Cogent Welcomes the Law Offices of Derrick E McGavic 1/6/10
- Encore Capital Group Files Shelf Registration Statement 12/22/09
- Portfolio Recovery Associates Attorney Appointed to Local Chamber of Commerce Board 12/18/09
- Experian and Convoke Systems Partner to Resolve Documentation and Chain of Title Needs for Collections and Recovery Industry 12/10/09
- Navigator Holdings Brings to Market a Subprime Automobile Loan Portfolio 12/9/09
- Executive Change: Lowell Group appoints Head of Strategic Projects 12/8/09
- Executive Change: Caroline Cooper Hired As Customer Relations Manager at Lowell Group 11/30/09
- Executive Change: Asset Acceptance Capital Corp. Announces Appointment of New Vice President of Collections 11/25/09
- Customer Solutions Online Launches CSO Portfolio Manager, Integrated Scoring and Collection Management System 11/24/09
- Ukrainian ARM Firm Credit Collection Group Announces Large Debt Purchase 11/23/09
- ARM Firm EOS Group Receives 11/11/09
- Cavalry Portfolio Services Unveils New Online Payment Center 11/10/09
- Lowell Group Tops Charts in OC&C Credit Management and Debt Collection Index 11/6/09
- Greenfish Fund Purchases Another Large Medical Debt Portfolio 11/6/09
- Comtech Systems Partners with Service Exchange Network On Debt Collection Process Serving 11/4/09
- The Receivables Exchange Stands Ready to Assist Small Businesses Searching for Alternative Financing in Wake of CIT Bankruptcy Filing 11/4/09
