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Debt Purchasing
Debt purchasing, or debt buying, occurs when a debt buyer purchases portfolios of delinquent consumer credit accounts from creditors at a percentage of the actual outstanding value. The debt is then pursued by the debt buyer or is outsourced to a debt collection agency. Some debt buyers also resell the debt.
Credit card accounts make up the vast majority of debt buying. The industry as a whole saw the total value of debt buying double from 2000 to 2005. Debt purchasing is seen as a very solid strategy as all of the publicly traded accounts receivable management firms are debt purchasers.
Free reports on debt purchasing from insideARM:
Debt Portfolios for Sale
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News Headlines
- Former Debt Buyer Sentenced to Six Years in Prison for Fraud 11/17/09
- NCO Group Narrows Net Loss to $24 million in Third Quarter 11/16/09
- Settlements, Payment Arrangements Becoming the Norm in ARM Industry 11/13/09
- Debt Collection Agencies More Optimistic About Future 11/10/09
- ACA Defends Self-Regulatory Proposal for Debt Collection Industry 11/9/09
- Debt Purchasing Takes Center Stage at ACA International Fall Forum 11/6/09
- ACA International Board Halts Plans for Self Regulation in Collection Industry 11/5/09
- Portfolio Recovery’s Net Income Falls in Third Quarter 10/30/09
- Debt Buyer Encore Capital Reports Sensational Third Quarter Results 10/29/09
- ARM Earnings Reports All Over the Place; Sallie Mae Up, Intrum Flat, WAM Reorganizes 10/23/09
- Government Report Recommends Significant Changes to FDCPA 10/22/09
- CFPA Debated in Committee this Week; Experts Weigh In on ARM Impact 10/21/09
- Credit and Debt Collection Firms’ Performance and Outlook Improving 10/19/09
- ACA Holds Successful Washington, D.C. Fly-In 10/13/09
- Industry Index Ranks Top UK ARM Players 10/1/09
- insideARM.com Announces the Best Places to Work in Collections for 2009 9/30/09
- California Association of Collectors Votes to Stand Pat on ACA Membership Ties 9/25/09
- Kaulkin Ginsberg and insideARM.com Announce First Virtual Exposition for the ARM Industry 9/24/09
- Maryland Boots Major Debt Buyer from State Over Licensing 9/18/09
- ARM Industry Discusses Collection Law Changes in North Carolina 9/2/09
- Debt Buyers Feeling Economic Pinch More than Collection Agencies 8/31/09
- North Carolina Legislation Targets Asset Buyers, Impacts Debt Collectors 8/24/09
- Missouri Attorney General Blindsides Two Debt Collection Firms with Lawsuits 8/20/09
- Government Extends TALF Debt-Securities Purchasing Program 8/19/09
- NCO Group Lowers Losses in Q2 as Revenues Decline 8/18/09
- Collection Agency Layoffs Reach Highest Level of Downturn in Q2 8/17/09
- Debt Buyer to Pay $150,000 in Class Action Settlement 8/14/09
- Key Figures Download on FTC Discussion on Process Servers and Legal Collection Issues 8/11/09
- FTC Collection Litigation Roundtable Sees Lively Debate on Legal Issues 8/7/09
- Debt Collector Registry and Dispute Resolution Proposal May Alienate Prominent ACA Affiliate 8/6/09
- Debt Buyer Asta Funding Swings to Profit in Latest Quarter 8/5/09
- Asset Acceptance Reports Difficult Quarter, Plans for Future Growth 7/31/09
- Encore Capital Reports Solid Quarter and Two New Senior Execs 7/31/09
- Portfolio Recovery Posts Rise in Revenue, Income and Collections in Q2 7/30/09
- Debt Portfolio Registration Services Fill an Operational and Regulatory Gap 7/22/09
- 1H09 M&A Deal Volume in the ARM Industry is Up but Deal Value is Down Substantially from Last Year 7/10/09
- FTC Issues Advisory Opinion to ACA International Regarding FDCPA - FCRA Conflict 7/2/09
- ARM Firms to Get New Regulator Under Treasury Proposal Issued this Week 7/1/09
- Proposed Consumer Financial Protection Agency May Oversee FDCPA Enforcement 6/25/09
- FDCPA Cases Brought By Consumers Creates New Market Aimed at Collectors 6/22/09
- Asset Acceptance to Create Hundreds of Jobs Under Agreement with Michigan 6/19/09
- WAM Director Pens Book Praising the Efforts of Soldiers in WWII 6/19/09
- New Jersey Settles with Medical Collection Agency 6/16/09
- European ARM Giant Intrum Justitia Announces Major Moves 6/11/09
- Alabama Collection Agency Shows Appreciation for Soldiers' Sacrifice 6/5/09
- In Your Words: Comments from the ARM Industry Confidence Survey 6/1/09
- ARM Companies Tell Different Tales in First Quarter Confidence Survey 5/20/09
- NCO Group Narrows Loss in First Quarter 5/19/09
- Bills Targeting ARM Industry Advance in North Carolina Senate 5/13/09
- Debt Buyer Asta Funding Posts Quarterly Loss on Decline in Revenue 5/11/09
Analysis Headlines
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- Consumer Credit At Risk On The Rise
- Managing Collection Processes in Uncertain Credit Markets
- Collection Agencies Shifting Strategies in Rough Economy: Survey
- $28 Million FTC Settlement with Bear Stearns/EMC Mortgage has Significant Impact on ARM Industry
- The Art of the Talk Off Can be Taught
- Survey Shows Tough Times But Rosier Outlook for Collectors
- Leveraging Analytics to Prioritize Collections Efforts and Increase Return on Investment
- NCO’s OSI Purchase Helps More Than Just NCO in Government Markets
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- The State of the Industry: What is Next for ARM?
- The Future of Receivables Management
- Healthcare Debt: Not Your Typical Portfolio
- HIPAA and Medical Collections: Staying Compliant Worth the Hassle
- Global Aspirations: International and Cross-Border ARM M&A Activity Gains Momentum
- Supreme Court eDiscovery Ruling Impacts Data Management Strategies for Businesses
- How Debt Purchasing Companies are Being Valued in Today’s Market
- Interview: Michael Taulbee, Partner and Managing Director of Houston Funding
- The Future of Receivables Management
- Debt Buyers’ Growing Interest in Alternative Asset Classes
- Getting the Word Out on Portfolio Purchases
- ARM Business Planning for 2007
- Predictions for 2007; What’s Next for ARM?
- Resources for New Debt Buyers
- Expert Roundtable: Debt Purchasing for Collection Agencies
- Buyer Beware: A Word of Caution to Debt Purchasers
- Debt Statute of Limitations
- Branching Out: Debt Purchasing Firms Expand and Diversify
- Pricing in the U.S. Credit Card Market
- The Importance and Availability of Media in a Portfolio
- Liquidation Rates Can be Higher
- 20 Sure Fire Ways to Lose Money, and Get Sued
- Unsecured Creditors – Challenges after Bankruptcy Reform
- Interview: Bud Reitzel, Founder of Asset Acceptance
- Separate Your Agency from the Competition
- The Impact of Scoring on Collections
- The Role of Sellers, Resellers & Brokers in Debt Purchasing
- Early Findings from the Kaulkin Report
- 2004 Not Just Another Year in the Collection Industry
- The Media and Debt Purchasers
- Collection Industry M&A Activity Skyrocketing
Research Headlines
- Kaulkin Report 7 Excerpt - Competition to Intensify in the Debt Buying Market
- Kaulkin Report 6th Edition - Mergers & Acquisitions
- Healthcare ARM Report - Healthcare Sector of the ARM Industry
- Global Debt Buying Report - Outlook on Market Threats
- Global Debt Buying Report - Bankruptcy Receivables in the U.S.
- Global Debt Buying Report - Accounting in the U.S. Credit Card Market
- Global Debt Buying Report - Globalization in the U.S. Credit Card Market
- Global Debt Buying Report - Resales in the U.S. Credit Card Market
- Global Debt Buying Report - Pricing in the U.S. Credit Card Market
- Global Debt Buying Report - Volume in the U.S. Credit Card Market
- Global Debt Buying Report - Expected Returns in the U.S. Credit Card Market
- Global Debt Buying Report - Portfolio Sizes in the U.S. Credit Card Market
- Global Debt Buying Report - Outlook on Emerging Classes of Debt
- Global Debt Buying Report - Overall Market Outlook
- Global Debt Buying Report - A Pan-European Debt Buying Perspective
- Global Debt Buying Report - Debt Buying in France
- Global Debt Buying Report - Debt Buying in Germany
- Global Debt Buying Report - Debt Buying in Italy
- Global Debt Buying Report - Debt Buying in New Zealand
- Global Debt Buying Report - Debt Buying in Poland
- Global Debt Buying Report - Debt Buying in Spain
- Global Debt Buying Report - Debt Buying in the United Kingdom
- Global Debt Buying Report - Outlook on Competition
- Global Debt Buying Report - Outlook on Pricing
- Global Debt Buying Report - Auto Deficiency Receivables in the U.S.
- Global Debt Buying Report - Debt Buying in Australia
- Global Debt Buying Report - Debt Buying in Benelux
- Global Debt Buying Report - Debt Buying in Canada
- Global Debt Buying Report - Healthcare Receivables in the U.S.
- Global Debt Buying Report - Telecommunications Receivables in the U.S.
- Kaulkin Report 6th Edition - Debt Buying
Press Releases
- ARM Firm EOS Group Receives 11/11/09
- Cavalry Portfolio Services Unveils New Online Payment Center 11/10/09
- Lowell Group Tops Charts in OC&C Credit Management and Debt Collection Index 11/6/09
- Greenfish Fund Purchases Another Large Medical Debt Portfolio 11/6/09
- Comtech Systems Partners with Service Exchange Network On Debt Collection Process Serving 11/4/09
- The Receivables Exchange Stands Ready to Assist Small Businesses Searching for Alternative Financing in Wake of CIT Bankruptcy Filing 11/4/09
- Asset Acceptance Reports Net Loss in Third Quarter 2009 11/3/09
- The Receivables Exchange Stands Ready to Fill the Liquidity Gap in CIT Fallout 10/30/09
- CapMan Public Market Fund Invests in Intrum Justitia AB 10/28/09
- Aktiv Kapital Reports Stable Q3 Performance in a Challenging Market 10/28/09
- Interactive Data Launches Batch Service for FDCPA Case Listing Service 10/26/09
- Webrecon to Scrub Every Collection Database Industry-Wide for Free 10/26/09
- Aktiv Kapital ASA (OSL:AIK) to Release Q3 2009 Earnings October 28 10/23/09
- Encore Capital Group, Inc. to Announce Third Quarter 2009 Results on October 28 10/22/09
- ACA International Guide to State Collection Laws Now Available Online 10/21/09
- The Receivables Exchange Forms Alliance with American Staffing Association 10/21/09
- Portfolio Recovery Associates to Announce Third Quarter 2009 Results on October 29 10/20/09
- DataRose Announces The EqualXchange Network for Credit & Collections Industry 10/20/09
- Executive Change: AXZAS Names Beverly Becker-Holohan as New Executive Vice President 10/15/09
- Stellar Recovery Announces Launch of Debt Buying Business 10/14/09
- Advent International Acquires Majority Stake in ARM Firm GFKL 10/13/09
- Convoke Systems Announces Answer to Regulations Pertaining to Incomplete Media and Other Issues Facing Debt Buyers 10/12/09
- New Statistics Reveal 8.73% Of Consumer Attorneys Represent 65.4% of All FDCPA Plaintiffs 10/8/09
- Eltman, Eltman & Cooper Improves Dormant Judgment Collections for Top Debt Buyers by more than 50% 10/6/09
- BEAM Collection Software Now Compatible with Microsoft Windows 7 10/2/09
- FirstCity Financial Agrees to Settle Lawsuit 10/1/09
- Debt Buyer/Seller 101 October 13-14, 2009 Southern California Class Still Has Seats Available 9/24/09
- First Financial Bank, N.A. Acquires the Banking Operations of Irwin Union Bank and Trust Company and Irwin Union Bank, F.S.B. 9/21/09
- Access Capital Investment Group Facilitates a $50 Million Loan Participation Sale... 9/18/09
- Velocity Portfolio Group, Inc. Files Form 25 to Delist Shares From NYSE AMEX 9/17/09
- DebtMarket, First Associates Partner to Offer Lenders New Liquidity Options, Faster Transfer of Loan Servicing 9/11/09
- DebtX To Sell $788 Million In Loans from Silverton Bank Oct. 20 9/11/09
- Encore Capital Group Settles Legal Dispute 9/9/09
- Executive Change: Stirling Capital Management Announces the Addition of Holly Balchan to their Business Development Team 9/9/09
- Debt Buying Executives Create a Strategic Partnership Through Merger 9/1/09
- Intrum Justitia Adjusts Operational Capacity in UK Collection Business 9/1/09
- SilverLeaf Financial Acquires More Commercial Assets in Massachusetts and California 9/1/09
- AIS Services, LLC Celebrates 4 year Anniversary With Third-Party Collection Services Launch 9/1/09
- Executive Change: Robert A. Russo to Runci Group, LLC 8/27/09
- Collect America Enhances Business Agility and Reduces Costs with Oracle Fusion Middleware 11g 8/25/09
- Plano, Texas Debt Collector Featured in D CEO Magazine 8/21/09
- Debt Connection Symposium and Expo 2009 Hotel Room Block Extended Until Friday, August 21, 2009 8/19/09
- Estate Information Services, LLC Introduces Estate Locator 8/18/09
- Creditors to Meet with Prospective Agencies and Debt Buyers at Debt Connection Symposium and Expo 2009 8/13/09
- ACA Supported Legislation Introduced in U.S. House 8/12/09
- ACA International Offers Insight at FTC’s Debt Collection Workshop 8/11/09
- Distressed Debt Acquisition Firm Announces Investor Commitment for its 10 million dollar Limited Partnership 8/6/09
- Asta Funding, Inc. to Report Third Quarter 2009 Results 7/31/09
- Credit Account Management Launches Online Client Reporting Suite 7/30/09
- Portfolio Recovery Associates to Announce Second Quarter 2009 Results on July 29, 2009 7/22/09
