Interested in credit card news and analysis?
Sign up today for our FREE newsletters and get them delivered to your inbox.
After a credit provider approves the issuance of a card to an account, the cardholder may use it for transactions with a merchant. Credit card receivables are calculated each month and delivered via a statement from the creditor to the account holder. Interest is calculated and charged by the creditor. If payments are missed, credit card receivables may be given to a collection agency for credit card debt collection. The credit card receivables market also includes a viable student credit card receivables segment. Additionally, a creditor may decide to sell credit card receivables to a debt buyer who then recovers the the amount owed through debt collection strategies.
Free reports on credit card receivables management from insideARM:
Advertisement
CORNERSTONE SUPPORT, INC.
We are a true full-service compliance solution for state licensing, bonding and resident offices. Put Your Licensing & Renewals in Our Hands.
News Headlines
- Another Big Loss for Consumer Credit Card Debt in September 11/9/09
- Banks Charging Off Debt at a Higher Rate than in Great Depression 10/28/09
- Government Report Recommends Significant Changes to FDCPA 10/22/09
- CFPA Debated in Committee this Week; Experts Weigh In on ARM Impact 10/21/09
- Credit Card Debt Evaporating in U.S.; Down 13 percent in August 10/8/09
- Barney Frank Moves to Push Credit Card Rules on Banks Early 10/7/09
- Chargeoffs a Key Driver in Declining Credit Card Balances 9/23/09
- Consumer Credit Contracts at Record Pace in July 9/9/09
- Consumer Credit Balances Shifting to Lower Quality Brackets 9/4/09
- Credit Card Chargeoffs and Delinquencies Contracting Over Summer 8/26/09
- Credit Card Business Model Tested in Current Downturn 7/15/09
- Card Chargeoffs Accelerate, Break 10 Percent Barrier in May 7/2/09
- U.S. Consumer Credit Plummets in April; Credit Cards Fall 11 percent 6/8/09
- Credit Card Companies Get a Lift After Legislation Passes 6/3/09
- Credit Card Bill Impact on ARM Industry Uncertain 5/27/09
- ARM Companies Tell Different Tales in First Quarter Confidence Survey 5/20/09
- Congress Looks to Supplant Fed with Credit Card Bill Push 4/29/09
- Credit Card Chargeoffs Continue to Rise; 10% Rates May be Seen in 2009 4/22/09
- Credit Card Debt Shrinks at Fastest Rate in 30 Years in February 4/8/09
- Credit Cardholders’ Bill of Rights Gets New Life in New Congress 3/25/09
- Consumer Credit Gains in January Led by Cards 3/9/09
- Consumer Credit Performance Continues to Weaken As Card Chargeoffs Soar 3/4/09
- U.S. Consumer Credit Falls Again in December; November Revised Lower 2/9/09
- CompuCredit and its Collection Agency Settle FTC-FDIC Case for $114 million 12/22/08
- Regulators Approve New Credit Card Rules 12/18/08
- Capital One Card Charge-Offs Hit Nearly 7 Percent in November 12/16/08
- Chevy Chase Bank Deal Advances Capital One Diversification Strategy 12/15/08
- Consumer Credit Drops $3.5 billion in October 12/8/08
- Government to Spend $200 billion to Unclog Consumer Lending Market 11/26/08
- Collection Agencies Shifting Strategies in Rough Economy: Survey 11/19/08
- Consumer Credit Makes a Comeback in September 11/10/08
- Debt Settlement Companies Largely Ignored by Banks 11/3/08
- Citigroup Reports Loss of $2.8 billion, Card Losses Soar 10/16/08
- Discover Settles Suit Against Visa and MasterCard 10/16/08
- JP Morgan Chase Sees Credit Card Chargeoffs Rise 10/15/08
- Consumer Credit Falls in August for First Time in 10 Years 10/8/08
- Bank of America Releases Poor Results, Cuts Dividend 10/7/08
- Credit Card Charge-Offs Could be the Economy’s Next Big Drag 10/6/08
- Justice Department Settles Capital One Debt Collection Complaint 10/3/08
- New York Passes Bill to Close Debt Collection ‘Loophole’ 10/2/08
- Bailout Supporters Received More Contributions from Banks 10/1/08
- Debt Settlement Companies Put Under FTC Microscope 9/29/08
- Regulators Seize WaMu; Chase to Buy Assets 9/26/08
- Credit Card Bill Passage Sparks Debate on Impact 9/25/08
- Discover May Get $4 Billion from Visa, MasterCard Lawsuit 9/25/08
- Credit Card Bill to Hit House Floor 9/23/08
- Credit Card Charge-Offs Hold Steady, But Weakness Seen in Future 9/18/08
- Credit Card Outlook Remains Negative as Debt Rises 9/16/08
- Cap One Card Charge-Offs Drop in August, Delinquencies Up 9/15/08
- Capital One Avoids Trouble by Sticking to Credit Cards: WSJ 9/10/08
Analysis Headlines
- Creditors Are Shifting Strategy: Soon, Less will be More
- Over $33 Billion in U.S. Consumer Credit at Risk of Default
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- Survival Tips to Weather the Economy for Bankcard/Credit Card Agencies
- Data Causing Concern for Credit Card Market
- ARM Companies Under Pressure as Q2 Ends with Persistent Consumer Pessimism
- Market Report: Seven Factors Influencing the Credit Card Market
- Credit Card Delinquencies Drop As Charge-Offs Continue to Rise
- Financial Services Creditor Survey Underscores Anxiety about Current Economic Conditions
- Credit Card Spending Growth Continues Unabated As Do Charge-Offs and Delinquencies
- Spending Anxiety Pressures American Households
- Card Charge Offs Latest Sign of Rising Consumer Debt
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- Skittish Consumers Threaten the ARM Industry
- S&P Casts Wary Eye on Credit Card ABS in 2008
- A Growing Movement of PCI Compliance
- Sector-Specific Trends Impacting Credit Card ARM: Telecom
- The Evolution of Smart Card Technology
- Sector-Specific Trends Impacting Credit Card ARM: Mortgage
- Pricing in the U.S. Credit Card Market
- Profit-based Credit Marketing
- Making Applications Processes Customer Friendly – Part 3
- Making Applications Processes Customer Friendly - Part 2
- Making Applications Processes Customer Friendly – Part 1
Research Headlines
- Kaulkin Report 7 Excerpt - The Credit Card Industry: A Farewell to Cash
- Global Debt Buying Report - Accounting in the U.S. Credit Card Market
- Global Debt Buying Report - Globalization in the U.S. Credit Card Market
- Global Debt Buying Report - Resales in the U.S. Credit Card Market
- Global Debt Buying Report - Pricing in the U.S. Credit Card Market
- Global Debt Buying Report - Volume in the U.S. Credit Card Market
- Global Debt Buying Report - Expected Returns in the U.S. Credit Card Market
- Global Debt Buying Report - Portfolio Sizes in the U.S. Credit Card Market
- Kaulkin Report 6th Edition - The Credit Economy
Press Releases
- CoreCard Software Supports a Variety of Financing Plans for Receivable Management 11/19/09
- TransUnion.com: Mortgage Loan Delinquency Rates on Course to Hit Record in 2009 11/18/09
- Synovate Mail Monitor Shows US Credit Card Situation Remains Grim 11/16/09
- Consumer Credit Card Debt Increases in October 11/11/09
- Cavalry Portfolio Services Unveils New Online Payment Center 11/10/09
- Small Businesses Turn To Bibby Financial Services As Credit Card Pricing Soars 11/5/09
- Survey Shows that Consumers Opt Against Charging Holiday Purchases 11/2/09
- FTC Extends Enforcement Deadline for Identity Theft Red Flags Rule 11/2/09
- Fitch: U.S. Credit Card Performance Measures Mixed as Chargeoffs Drop 10/30/09
- Largest Credit Card Issuers Support New Debt Repayment Programs 10/27/09
- ABA Comments on House Committee Pasage of H.R. 3639, the Expedited Card Reform for Consumer Act of 2009 10/23/09
- Two Top 20 Card Issuers Choose ALI's OnQ and CallTech for Collections 10/21/09
- Fitch Publishes Credit Card Movers & Shakers With August 2009 Performance 10/14/09
- Stellar Recovery Announces Launch of Debt Buying Business 10/14/09
- Consumers Nationwide Pay Down Credit Card Debt in September 10/12/09
- Average Credit Card Rate Breaks 15 Percent, Hits Two-Year High, According to IndexCreditCards.com Survey 10/6/09
- Consumer Delinquencies Continue Upward Climb In Second Quarter 2009 10/1/09
- CBA President Richard Hunt’s Statement on Early Implementation of CARDS Act 9/25/09
- New Federal Laws Regulating Credit Card Companies Begin to Take Effect 9/21/09
- CreditCards.com: Weekly Credit Card Rate Report 9/18/09
- Newest Georgia Lending and Rate Index Shows Credit Unions Continue to Offer Consumers Savings in First Half of 2009 9/11/09
- Encore Capital Group Settles Legal Dispute 9/9/09
- Payment Card Industry (PCI) Upgrades Cvent to Level 1 Compliance Status 9/4/09
- Associated Bank Partners with Elan Financial Services for its Credit Card Program 9/4/09
- Fitch Publishes Credit Card Movers & Shakers with July 2009 Performance 9/4/09
- Debt Settlement Industry Proves Value to Creditors 9/3/09
- Author Gives Away Book on Debt 8/31/09
- U.S. Credit Card Chargeoffs 8/31/09
- Credit Card Issuers Seeing Improvement 8/31/09
- Recent Practices Show Some Promising Results for Credit Card Issuers 8/28/09
- Debt Management Getting Harder with New Bank Rules, Says DebtGuru.com 8/26/09
- New Credit Card Provisions Begin to Take Effect 8/25/09
- TransUnion.com: Average Credit Card Delinquency Rates Decrease in All 50 States and D.C. From Previous Quarter 8/25/09
- Arbitration Firms Back Away from Business While a Credit Card Debt Resource Center Steps In 8/21/09
- TransUnion.com: Mortgage Loan Delinquency Rates Rise - But Pace Is Slowing 8/17/09
- Fitch Rates World Financial Network Credit Card Master Note Trust, Series 2009-C 8/14/09
- TowerGroup: Lender Angst and Consumer Frugality Drive Debit Card Transactions Over Credit Card 8/14/09
- The Corporate Whistleblower Center Wants To Hear From Credit Card Holders In California 8/10/09
- Credit Card Industry Initiative a Disservice to Financially Strapped Consumers 8/7/09
- Persolvo Data Systems Forms Strategic Advisory Board 8/7/09
- TSYS Receives Positive Rating Multiregional Card Management Software MarketScope 8/6/09
- New Consumer Research Examines Credit Card Usage and Future Impact on the Credit Card Industry 8/6/09
- More Credit Card Offers being Mailed to US Households, says Synovate Mail Monitor 8/5/09
- Discover® U.S. Spending MonitorSM Falls for Second Consecutive Month as More Consumers Grow Concerned about the Economy and Their Finances 8/5/09
- TNB Card Services Extends Agreement with First Data 8/3/09
- GE Money Extends Consumer Credit Card Program Partnership with Walmart 7/31/09
- High Credit Card Default Rates--A Big Factor in APR and Fee Hikes 7/22/09
- CreditCards.com: Weekly Credit Card Rate Report 7/17/09
- Credit Cards with Annual Fees Will Be Widespread by End of 2010, Says Auriemma Consulting Group 7/14/09
- Fitch Rates Discover's Debt Issuance 'BBB'; Outlook Negative 7/13/09
