The insideARM Bookstore

Published February 2008
41 Pages in PDF Format

The combined cost of tuition, fees, and room and board have increased 31 percent in the last decade at private four-year colleges, while public four-year institutions have seen costs rise by 42 percent.

Such dramatic increases have placed enormous financial strain on those seeking a college degree. With the average cost of a private four-year college now topping $120,000, many students rely heavily on both public and private student loans to cover all the costs associated with reaching graduation.

But the current economic crisis raises serious questions. Will recent college graduates, cash strapped and searching for jobs, and graduates already in the workforce, be able to keep up?

Signs of strain have already began to show with Sallie Mae – the largest private student loan player recently reporting a portfolio of $28 billion – reporting the charge-off amount in third quarter 2007 was double the amount from the third quarter of the previous year.

Kaulkin Media has conducted original research on the student loan sector of the ARM industry – taking the perspective of the companies whose growth and profitability depend on collecting student loan receivables. This report is based on background and original research from the Department of Education, private lenders, collection agency executives, student loan debt buying professionals, and vendors serving this market sector.

Who Should Buy This Report

• Owners and executives of accounts receivable management companies who seek a better understanding of the student loan landscape and the drivers of this unique sector of collections.

• Receivables management professionals at student loan companies seeking better market intelligence.

• Investors and analysts seeking inside knowledge of the student loan ARM market.

• Vendors seeking strategic insight into market forces impacting their clients.

At $974 million, the student loan collections market presents significant opportunity for receivables management companies. Its size, growth rates, forecasts and risks should be considered by these owners and executives as well as their investors.

Download the Table of Contents.