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Topic Title: Cost of doing business?
Topic Summary: Is the FDCPA just an immediate check
Created On: 04/26/2009 09:02 PM
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 04/26/2009 09:02 PM
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Nick
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Sorry have to edit due to NDA.

Thank You but just advised

Edited: 04/26/2009 at 09:53 PM by Nick
 04/27/2009 07:29 AM
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The New Guy
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Sounds like it would have been an interesting one.

Feel free to contact me off the board if you would like confidential advice on whatever it is you were asking about

-------------------------
The FDCPA Litigant Alert
Until 12/31/2009, we are scrubbing collection agency databases 100% FREE! - Details at webrecon.com/free
 04/27/2009 11:38 AM
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Average Joe
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being sued is "like" writing a check. you'll be writing a check to someone, be it your attorney, or the plaintiff, or his/her attorney.

violating the FDCPA = liability

being caught violating the FDCPA = potential suit

potential suit = sure way to be sued at some point

being caught violating the FDCPA by a litigious debtor = probable suit

an opinion

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beat it.

Edited: 04/27/2009 at 11:38 AM by Average Joe
 04/27/2009 12:46 PM
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Dr Tax
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AJ, that is one of the best summaries I have ever seen. It should be printed and framed and hung on every Collector's wall.


-------------------------
Visit the Credit Terrorist Training Camp - http://www.debtorboards.com

A telephone in the hands of a collector is like a crowbar - it can be used to pry a mouth open wide enough to insert a foot.
 11/06/2009 09:28 PM
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Gurn Blanston
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Originally posted by: Average Joe

being sued is "like" writing a check. you'll be writing a check to someone, be it your attorney, or the plaintiff, or his/her attorney.



violating the FDCPA = liability



being caught violating the FDCPA = potential suit



potential suit = sure way to be sued at some point



being caught violating the FDCPA by a litigious debtor = probable suit



an opinion


Funny isn't it how it's only the debtors that are litigious? The truth is, consumers rarely sue. If they sued every time they should sue, debt collectors would be constantly under attack by attorneys. The fact that you have been sued doesn't make the person suing you "litigious."
 11/07/2009 04:10 AM
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The New Guy
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Originally posted by: Gurn Blanston
The fact that you have been sued doesn't make the person suing you "litigious."


Actually, Gurn, it does.


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The FDCPA Litigant Alert
Until 12/31/2009, we are scrubbing collection agency databases 100% FREE! - Details at webrecon.com/free
 11/07/2009 09:16 AM
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Gurn Blanston
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Originally posted by: The New Guy

Originally posted by: Gurn Blanston

The fact that you have been sued doesn't make the person suing you "litigious."


Actually, Gurn, it does.


Actually, it does not.
 11/07/2009 10:32 AM
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The New Guy
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I stand corrected. It makes them a pineapple.

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The FDCPA Litigant Alert
Until 12/31/2009, we are scrubbing collection agency databases 100% FREE! - Details at webrecon.com/free
 11/07/2009 10:59 AM
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Gurn Blanston
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Originally posted by: The New Guy

I stand corrected. It makes them a pineapple.


Here we see the mentality of your typical debt collector.
 11/07/2009 12:54 PM
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The New Guy
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A) I am not a debt collector. Never have been. So you can't really call me a typical debt collector.

B) It is the mental state caused by trying to match wits with a child who keeps saying "I know you are but what am I?" It is a game that is impossible to win, and ceases to be fun very quickly.

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The FDCPA Litigant Alert
Until 12/31/2009, we are scrubbing collection agency databases 100% FREE! - Details at webrecon.com/free
 11/07/2009 01:56 PM
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fdcpa101
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Some of these debt collectors are what you call "uncoachable" in the sportsworld. They lmuch like the Chicago Cubs who haven't won squat since 1908 but think they are a high and mighty fraternity find out the hard way. I feel some of us on the other side of the fence have given you helpful feedback in exposing some of the flaws in your very business methods of collecting debt. If you want to keep believing your current methods will lessen future legal exposure, you are sadly mistaking. Consider some of our suggestions a form of parenting and tough love.
 11/07/2009 04:51 PM
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Gurn Blanston
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Originally posted by: The New Guy

A) I am not a debt collector. Never have been. So you can't really call me a typical debt collector.


The best cases I have had are against those who swear they are not debt collectors. We spend tons of time arguing on the issue and then we get paid our hourly fee when the Court disagrees.

B) It is the mental state caused by trying to match wits with a child who keeps saying "I know you are but what am I?" It is a game that is impossible to win, and ceases to be fun very quickly.


Sorry you're not having "fun" in your profession.
 11/07/2009 08:29 PM
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collectiontool
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Gurn and FDCPA are debtors. Do we need to know more. They have no clue, and wish they did. They babble babble babble and continue to talk their phsyco bable non sense. They are just debtors. They dont pay the debts they owe, they brag about how smart they are, and dont get the facts that for every post they make thousands of debtors are paying what they borrowed. Regardless if its OOS, it was bought at a lower rate, what ever they want to say/ Over 40billion dollars a year is fed back into the economy each year from debtors who actually pay what they owe. These guy are just non paying debtors. Simply just that.

Just like they are uncoachable.......hmmmm uncoachable as well. Like so many debtors....Do us all a favor....just shut the trap would ya!

Tool

-------------------------
The more calls you make, the more debtors you talk too, the more money you will collect...........so why are you on this board? get on the phone! PRIME TIME!

Edited: 11/07/2009 at 08:31 PM by collectiontool
 11/07/2009 08:46 PM
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fdcpa101
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I mentioned this a ways back and I will say it again tool.

If all debtors paid their debts, you as a 3rd party debt collector would have no inventory or job for that matter. Is that what you want? Didn't think so.

If you read my posts w/ Gurn, I certainly have strong reason to believe he is a legit consumer attorney. The man spent a minimum of 6 years beyond the HS level most of you achieved at best enroute to passing the bar and having to retake it time and time again. I've dealt with HS grads and HS dropouts thinking they are some college educated paralegal or attorney. It was funny as hell when a young black chick tells me on voicemail "I will file the paperwork in 24 hours if you don't return this call." The girl probably had 4 kids by 4 men by age 20 and tried to suggest she was in the legal sector of her collection agency???? LMAO !Quite a few have gotten smacked for FDCPA violations due to their stupidity thanks to me. The sooner you realize that not all debtors are uneducated hicks that can be easily bent over, you will be ahead of the curve. I never dealt with you boys until I was nearly 40 years old. Quite sure you've been doing these acts for many many decades which explains why the FDCPA was first enforced in 1978. As Gurn stated, his profession has never been regulated. Why has yours constantly?
 11/07/2009 09:48 PM
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collectiontool
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I dont care that Gurn is an atty....come on now, he over paid for an edumacation and a piece of paper he got in the mail. Just cause he is an atty doesnt mean he is an idiot. Man if you are that easy I have some ocean front property in AZ to sale....

Please explain to me what the color of a collector has to do with this thread??Black, white, brown, green the fact of the matter is you owed a bill. Like most debtors you side step the fact.....It shows your ignorance as you state she probably has 4 kids from 4 different men....Man your true colors come to light dont they fool...

I can not believe even you would stoop that low. Yes I can actually. Get a life, pay your bills.

I have shown these threads from folks like FDCPA, GURN, LUNGBUTTER, and other debtors and consumer attys to my contacts who are working on this story regarding abusive debtors and their attys. All I can say is they could not believe what they read from these guys. Thanks again it is very helpful. Especially this one.

Tool

Tool

-------------------------
The more calls you make, the more debtors you talk too, the more money you will collect...........so why are you on this board? get on the phone! PRIME TIME!

Edited: 11/07/2009 at 09:50 PM by collectiontool
 11/07/2009 10:03 PM
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fdcpa101
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"Man your true colors come to light don't they fool"

Are you Mr T incognito?

Gee....I stated what the public knows. Did you not watch the characters at that Bags of Money agency in Buffalo on Dateline earlier this year? We both know you hire anyone that can fog a mirror to fill seats at many agencies. So yes, a fair percentage of the employees in your industry are just that....black, white,,yellow HS dropouts with kids out of wedlock and the men in the equation have credit issues of their own including child support and weekly trips to meet their PO. Don't call me a racist. The dumb chick happened to be black.

By the way, that female Head Operator of ACA interviewed on that report didn't have a whole lot to say after the videos of some of those agencies did she? Quite frankly, you embarrassed yourselves in terms of defending your industry through that ACA spokeswoman.
 11/07/2009 10:05 PM
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fdcpa101
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Now chief, answer why your industry is constantly being regulated whereas Gurn's isn't.
 11/08/2009 03:22 PM
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Unrepentant Jim
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Originally posted by: fdcpa101
It was funny as hell when a young black chick tells me on voicemail "I will file the paperwork in 24 hours if you don't return this call." The girl probably had 4 kids by 4 men by age 20 and tried to suggest she was in the legal sector of her collection agency????


Dude, even if you are right that is f***ing uncalled for. Have some f***ing class without sharing your personal stereotypes, even if you are surrounded by unclassy people [in life, not just here].
 11/08/2009 03:49 PM
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fdcpa101
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There's degenerates of all races with credit and child support issues along with visits to their PO that work as debt collectors. I explained that. If you thought I somehow was singling out the dumb chick's race, you are wrong.
 11/08/2009 05:40 PM
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collectiontool
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You just dont get it. So now your saying people who pay child support or have credit issues are degenerates....man you are something else. Calling the kettle black arent we? Can you say foot in mouth? I would just stop if I were you. Go spout your hatered towards accounts recieveable employees somewhere else. You dont get the fact there is a need for agencies, bill collectors, and collection attys. You are just plain ignorant.....


Tool

-------------------------
The more calls you make, the more debtors you talk too, the more money you will collect...........so why are you on this board? get on the phone! PRIME TIME!
FORUMS : Consumers : Cost of doing business?

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