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Mail Services

Debt collection calls certainly get most of the attention, but the traditional collection letter is still an integral part of the ARM process. Millions upon millions are mailed each year, some required by law. Mail services – or letter shops – help collection agencies manage, produce, and send collection – or dunning – letters. Many have automated data exchanges that integrate with collection software.

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Student Loan ARM Firm Loses Debt Collection Letter Appeal

A federal appeals court Thursday ruled against a student loan debt collector in an FDCPA case over the wording in a collection letter cautioning consumers that student loans are not eligible for discharge in bankruptcy proceedings. A lower court had ruled in the collection agency’s favor, in part, because the consumer specifically noted that the debt was not dischargeable in a previous bankruptcy filing.

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Appeals Court Overturns Judgment for Debt Collector in Letter Case

The Ninth Circuit Court of Appeals in San Francisco Wednesday reversed a federal judge’s ruling that validated a debt collection law firm’s practice of sending collection letters “in care of” a person’s place of employment. The three judge panel was split in their decision.

The appellate court sent the case back to the district from which it originated — Sacramento — for further proceedings but, in a fairly unusual move, granted permission to have the case reassigned to a different judge.