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	<title>insideARM &#187; Jerry Ashton</title>
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	<link>http://www.insidearm.com</link>
	<description>Accounts Receivable Management</description>
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		<title>Lying Down with Big Dogs: JPMorgan Chase</title>
		<link>http://www.insidearm.com/opinion/lying-down-with-big-dogs-jpmorgan-chase/</link>
		<comments>http://www.insidearm.com/opinion/lying-down-with-big-dogs-jpmorgan-chase/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 18:06:59 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Collection Laws and Regulations]]></category>
		<category><![CDATA[Debt Buying]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=54388</guid>
		<description><![CDATA[The old saying, “When you lie down with dogs, you get up with fleas” appears to be the guiding maxim today in our industry as it deals with the portfolios of debt it is either sold or assigned by financial institutions. And it is fair to say that JPMorgan Chase is one of the biggest [...]]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/lying-down-with-big-dogs-jpmorgan-chase/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Five New Year’s Resolutions for the Conscious Collector</title>
		<link>http://www.insidearm.com/opinion/five-new-years-resolutions-for-the-conscious-collector/</link>
		<comments>http://www.insidearm.com/opinion/five-new-years-resolutions-for-the-conscious-collector/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 17:30:12 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Collection Laws and Regulations]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=49578</guid>
		<description><![CDATA[Jerry Ashton brings in the New Year with a blog about resolutions and consciousness. “Does this sound like a bad pairing?” Ashton asks. 

After laying out his examples of ways in which the collections industry may have missed the mark – everything from that fake courtroom story to payday-loans schemes – Ashton suggests that change is actually within each agencies’ and collector’s power. The fault – and the solution – “is not in our stars, but in ourselves."

The story offers five resolutions that could be valuable to anyone thinking of effective changes to make in the coming year.]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/five-new-years-resolutions-for-the-conscious-collector/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How the Working Poor Became Big Business and Tempted the Collection Industry</title>
		<link>http://www.insidearm.com/opinion/how-the-working-poor-became-big-business-and-tempted-the-collection-industry/</link>
		<comments>http://www.insidearm.com/opinion/how-the-working-poor-became-big-business-and-tempted-the-collection-industry/#comments</comments>
		<pubDate>Mon, 15 Aug 2011 15:20:06 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Debt Buying]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Poll]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[collection industry]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[collections industry]]></category>
		<category><![CDATA[credit card issuer]]></category>
		<category><![CDATA[credit card issuers]]></category>
		<category><![CDATA[debt buyer]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection industry]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt purchase]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[InIn]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[the collection industry]]></category>
		<category><![CDATA[the collections industry]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=30499</guid>
		<description><![CDATA[Once again, the ARM industry is caught up in the age-old quandary: do we follow the Golden Rule, or the Rule of Gold?]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/how-the-working-poor-became-big-business-and-tempted-the-collection-industry/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Ethics: The Missing Ingredient in the Collection Industry Business Model</title>
		<link>http://www.insidearm.com/opinion/ethics-the-missing-ingredient-in-the-collection-industry-business-model/</link>
		<comments>http://www.insidearm.com/opinion/ethics-the-missing-ingredient-in-the-collection-industry-business-model/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 15:58:23 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Featured Post]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[black belt]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[collections industry]]></category>
		<category><![CDATA[compliance]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[InIn]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[the collections industry]]></category>
		<category><![CDATA[university]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=30214</guid>
		<description><![CDATA[What if ethics were promoted as an essential ingredient in the ARM industry cookbook for individual, corporate, and agency success? What if we ensured that its presence in our operations were enshrined in our policies, procedures, and mission statements; and enforced in our daily actions?]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/ethics-the-missing-ingredient-in-the-collection-industry-business-model/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>JPMorgan Chase Drops Pursuit of Millions (Billions?) in Credit Card Debt – For Now</title>
		<link>http://www.insidearm.com/opinion/jpmorgan-chase-drops-pursuit-of-millions-in-credit-card-debt-%e2%80%93-for-now/</link>
		<comments>http://www.insidearm.com/opinion/jpmorgan-chase-drops-pursuit-of-millions-in-credit-card-debt-%e2%80%93-for-now/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 14:58:08 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Credit Card Accounts Receivable]]></category>
		<category><![CDATA[insideARM on Forbes]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[debt buyer]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[receivables]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=28832</guid>
		<description><![CDATA[Update to November 2010 story about Linda Almonte, a banking professional and former employee of JP Morgan Chase, who had been fired by that firm – she claimed – for questioning the intelligence and legitimacy of their decision to sell off a flawed portfolio of credit card write-offs. 
]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/jpmorgan-chase-drops-pursuit-of-millions-in-credit-card-debt-%e2%80%93-for-now/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Debt Collecting: Morally Neutral, Or Morally Bankrupt?</title>
		<link>http://www.insidearm.com/opinion/debt-collecting-morally-neutral-or-morally-bankrupt/</link>
		<comments>http://www.insidearm.com/opinion/debt-collecting-morally-neutral-or-morally-bankrupt/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 15:43:16 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Debt Buying]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Featured Post]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[ACA International]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[complaints]]></category>
		<category><![CDATA[debt buyer]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection tactics]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[debt purchase]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[InIn]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[statute of limitations]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[War]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=28353</guid>
		<description><![CDATA[Recent defenses of the debt collection industry are falling on deaf ears. Maybe it's time for ARM professionals to consider the morality of certain types of debt that fall on their desks.]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/debt-collecting-morally-neutral-or-morally-bankrupt/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>A Love Letter from Your Student Loan Bill Collector</title>
		<link>http://www.insidearm.com/opinion/a-love-letter-from-your-student-loan-bill-collector/</link>
		<comments>http://www.insidearm.com/opinion/a-love-letter-from-your-student-loan-bill-collector/#comments</comments>
		<pubDate>Wed, 23 Feb 2011 16:50:30 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Student Loan Collections]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[debt buyer]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[department of education]]></category>
		<category><![CDATA[student loan debt]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=23966</guid>
		<description><![CDATA[There's a huge backlash on college campuses over the cost of education and the debt students carry upon graduation. Education debt collectors could be the target of this ire soon.]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/a-love-letter-from-your-student-loan-bill-collector/feed/</wfw:commentRss>
		<slash:comments>52</slash:comments>
		</item>
		<item>
		<title>In Defense of Anonymity</title>
		<link>http://www.insidearm.com/opinion/in-defense-of-anonymity/</link>
		<comments>http://www.insidearm.com/opinion/in-defense-of-anonymity/#comments</comments>
		<pubDate>Thu, 10 Feb 2011 16:31:07 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[debt buying industry]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=23516</guid>
		<description><![CDATA[As can be learned by watching the WikiLeaks spectacle, society is not all that welcoming to those who tattle, complain, or provide refuge for those who do.  And yet, without that opportunity to safely speak one's mind, this would be a sorry, regimented world indeed.]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/in-defense-of-anonymity/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>The Bill Collector as Good Guy</title>
		<link>http://www.insidearm.com/opinion/the-bill-collector-as-good-guy/</link>
		<comments>http://www.insidearm.com/opinion/the-bill-collector-as-good-guy/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 16:14:16 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Doing it Right]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[collection industry]]></category>
		<category><![CDATA[complaints]]></category>
		<category><![CDATA[debt collection industry]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[FDCPA]]></category>

		<guid isPermaLink="false">http://www.insidearm.com/?p=23258</guid>
		<description><![CDATA[If there were to be an Academy Award ceremony for the debt collection industry for our key supporting role in the economic meltdown, there would also have to be a category for “Best Guy (or Gal) in the Role of Bill Collector.”]]></description>
		<wfw:commentRss>http://www.insidearm.com/opinion/the-bill-collector-as-good-guy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A Movement is Growing in the ARM Industry, and its Seeds are Discontent &#8211; Part II</title>
		<link>http://www.insidearm.com/daily/debt-collection-news/debt-collection/a-movement-is-growing-in-the-arm-industry-and-its-seeds-are-discontent-part-ii/</link>
		<comments>http://www.insidearm.com/daily/debt-collection-news/debt-collection/a-movement-is-growing-in-the-arm-industry-and-its-seeds-are-discontent-part-ii/#comments</comments>
		<pubDate>Mon, 15 Nov 2010 07:28:57 +0000</pubDate>
		<dc:creator>Jerry Ashton</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[ACA International]]></category>
		<category><![CDATA[collections industry]]></category>
		<category><![CDATA[debt buyer]]></category>
		<category><![CDATA[debt buying industry]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt purchase]]></category>
		<category><![CDATA[the collections industry]]></category>

		<guid isPermaLink="false">http://insidearm.com/a-movement-is-growing-in-the-arm-industry-and-its-seeds-are-discontent-part-ii/</guid>
		<description><![CDATA[The reactions to a particular ARM industry story from across the Internet speak volumes about the thinking of debt collection professionals as the industry heads towards an uncertain future.]]></description>
		<wfw:commentRss>http://www.insidearm.com/daily/debt-collection-news/debt-collection/a-movement-is-growing-in-the-arm-industry-and-its-seeds-are-discontent-part-ii/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
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